Rich E Blanchard

30+ years originating mortgages -- independent broker, not a bank. I run RICH Home Loans LLC (NMLS #1787717) out of Denver and lend across Colorado, Texas, Kansas, and Missouri. Being a broker means I shop your loan across dozens of wholesale lenders rather than selling one bank's product. That structure consistently produces better pricing and more program options for borrowers -- particularly self-employed, first-time, VA, and credit-rebuilding scenarios where a single bank's overlays can disqualify you. Every file gets my personal attention. You'll never get routed to a call center. Try Banking After Hours (bankingafterhours.com) to run a full PITI + DTI pre-qualification 24/7 with no credit pull. Then book a free 15-minute call when you're ready to dig in. - Expert Advice - Exceptional Service - Flawless Execution