Pamela Caldwell

Pamela Caldwell

Certainty Home Lending
Loan Officer | 24 Years of Experience

About Pamela Caldwell

Pam Caldwell is dedicated to creating innovative solutions that deliver great results to her customers and business associates. Since 2001, Pam’s extensive financial knowledge and experience in the mortgage industry has given her the ability to tailor each loan specifically to each borrower and family situation. While able to provide popular loan programs such as conventional and jumbo home loans, VA loans, FHA loans and USDA loans, she is extremely well-versed in new construction loans and North Carolina down payment assistance programs. Pam wants to build a long-term relationship with her borrowers, realtors and other business associates by giving unparalleled service and personal attention. Providing a transparent loan process and proactive communication helps to ensure that everyone in the transaction has a positive experience. Pam understands that working full-time and raising a family keeps homebuyers busy, so she is available to assist her borrowers after hours and on weekends.
Learn More About Pamela Caldwell

Languages

  • English

Credentials

LICENSE
NMLS - North Carolina - #83707
NMLS - Virginia - #83707
NMLS - South Carolina - #83707

Type of Properties Serviced

  • Multi-family home
  • Manufactured or mobile home
  • Condominium
  • Townhome
  • Single family home

Type of Loans Offered

  • Reverse mortgage
  • Home equity
  • Property refinance
  • Property purchase

Loan Options Offered

  • Construction to permanent financing
  • Bridge loan / Gap financing
  • USDA loan
  • FHA loan
  • Adjustable rate loan
  • Renovation Loans
  • Jumbo loan
  • VA loan
  • Fixed rate loan

Location & Hours

Advance, NC 27006

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