Nick Ross
NMLS Verified

Nick Ross

Nick Ross - Edge Home FinanceNMLS #278416
23 Years of Experience

About

Hello! My name is Nick Ross and I’m a mortgage loan originator working for a wholesale mortgage broker to guide you through the process of obtaining home financing. With over two decades of experience in residential lending, I am passionate about helping my clients make smarter mortgage decisions and saving them time during the application process. I focus on helping you build wealth through real estate by offering a range of residential mortgage solutions across several states.

Primary Markets

  • Golden, CO

Loan Specialties

Conventional

FHA

VA

Jumbo

Non-QM / Bank Statement

HELOC / Second Mortgage

Who I specialize in helping

First-Time HomebuyersBorrowers with Complex Credit HistoriesReal Estate Investors

Photo Gallery

Reviews

5.0 (14 reviews)

Scott

Oct 20, 2026

5.0
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Nick is my go-to lender for all of my real estate transactions, and I recommend him and his team without hesitation. He is a true professional who takes excellent care of my buyers and consistently delivers on his commitments. When Nick says he will get a loan closed, he comes through every time. His communication is outstanding. He keeps me, my clients, and the other parties to the transaction informed throughout the process, making even complicated transactions smoother and less stressful. He also goes above and beyond by helping me structure deals and negotiate with confidence, giving my clients an added advantage. What sets Nick apart is his ability to shop multiple lending options to find competitive rates and terms that best fit his clients' needs. If you're looking for a knowledgeable, dependable lender who puts his clients first and gets results, Nick is the person you want on your team. I highly recommend him!

David

Aug 20, 2026

5.0
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Nick is super friendly and professional. Nick knows all the loan products and strives to get his clients set for the best product that fits their needs. If you are looking and purchasing a new home or refinancing please give Nick a call.

Cameron

Aug 19, 2026

5.0
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As a Realtor, I know that having a professional, dependable lender is an integral part of successfully buying a home. It takes a tremendous amount of trust for me to recommend someone who will be handling such an important part of my clients’ finances, and I recommend Nick without hesitation. We have closed multiple transactions together, and he has never let me or our clients down. Nick is responsive, honest, knowledgeable, and an excellent communicator. As a mortgage broker, he can shop multiple lenders to find competitive interest rates and loan options that fit each client’s needs. I always feel confident sending my clients to Nick because I know they will be well taken care of from preapproval through closing.

Bob

Apr 4, 2026

5.0
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Nick was fantastic from beginning to end. He explored several options, carefully explained each and helped us select the best one for us. He was on top of every detail and every deadline was easily met. The best part was he kept us informed and we never had to worry about the progress. I spent my working career in the banking world and Nick is one of the very, very best. I unhesitatingly recommend Nick, especially if the deal is complicated with lots of moving parts.

Tracy

Oct 29, 2025

5.0
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Nick was great to work with, knowledgeable and low drama. We are the second ones in our extended family to use his services. Excellent!