Michael Vittatoe
NMLS Verified

Michael Vittatoe

1st Advantage MortgageNMLS #1906987
Charlotte, NC9 Years of Experience

About

I’m a Partner and Senior Loan Officer with 1st Advantage Mortgage, serving homebuyers and homeowners North Carolina & South Carolina. With years of experience in both purchase and refinance lending, I’m committed to making the mortgage process simple, transparent, and tailored to each borrower’s needs. I specialize in helping families in our surrounding areas find the right mortgage program—whether it’s an FHA loan for first-time buyers, a VA loan for veterans, or a refinance option to lower monthly payments. My local knowledge and dedication to customer service have earned me a reputation for providing clear guidance and competitive rates that national lenders often overlook in smaller markets. At 1st Advantage Mortgage, I ensure every...

Primary Markets

  • Advance, NC
  • Barium Springs, NC
  • Belmont, NC
  • Bessemer City, NC
  • Boomer, NC
  • Bowling Green, SC
  • Catawba, NC
  • Charlotte, NC
  • Claremont, NC
  • Cleveland, NC
  • Conover, NC
  • Cooleemee, NC
  • Cramerton, NC
  • Dallas, NC
  • East Spencer, NC

Loan Specialties

Adjustable-Rate

FHA

USDA

Bridge / Gap Financing

Construction-to-Permanent

Renovation Loans

Photo Gallery