Michael Huang
NMLS Verified

Michael Huang

Michael Huang - AAA Capital InvestmentNMLS #257097
Arcadia, CA18 Years of Experience

About

I am a full time licensed loan officer providing professional and efficient services of getting a mortgage loan for residential properties owners, on purchase and refinance files. Properties from 1 to 4 unit, primary home, second home, investment property, flipper property, shortsale, REO / bank owned, are all under line of my service. Programs from conventional, FHA, Homepath, HARP 2, Cash out on cash-buy within 6 months, 1 year BK history and etc., are all in my specialties. Low rate and fees, all real time quotes, are guaranteed from my trustworthy service. Diligent, efficient, hard and smart working, easy to find, are all my aspects of being a responsible and knowledgeable loan officer.

Other Languages

Chinese

Primary Markets

  • Alhambra, CA
  • Arcadia, CA
  • Baldwin Park, CA
  • Covina, CA
  • El Monte, CA
  • Rosemead, CA
  • San Gabriel, CA
  • South Pasadena, CA
  • Temple City, CA
  • West Covina, CA

Loan Specialties

Conventional

FHA

Jumbo

HELOC / Second Mortgage

Non-QM / Bank Statement

Investor / DSCR

Who I specialize in helping

Real Estate InvestorsSelf-Employed / Nontraditional Income BorrowersHomeowners Refinancing or Accessing Equity

Photo Gallery

Reviews

5.0 (8 reviews)

Lian

May 8, 2023

5.0
googleGoogleVERIFIED

Michael was referred by a family member, and helped me throughout my entire loan process. We started conversations during COVID, and didn't end up finally purchasing a home until this year. He was patient and helpful along the way, and really flexible with all of our needs. I would recommend Michael to anyone!

Leon

Mar 21, 2023

5.0
googleGoogleVERIFIED

Great lending service, professional, courteous and fast. Our loan officer Michael's professionalism, attentiveness and attention to detail has helped us immensely in securing our home within a tight time frame. Highly recommended.

Jingyuan

Mar 21, 2023

5.0
googleGoogleVERIFIED

Micheal is so helpful and always provide timely professional response. He is definitely a good loan agent to work with.

Shelley

Mar 8, 2026

5.0
googleGoogleVERIFIED

I've worked with this mortgage agency and Leo on at least 3 financing cases, and every single one went smoothly from start to finish. Leo offers great rates and is someone you can fully trust. What really sets him apart is his responsiveness — whenever I had an urgent question, he replied right away without me having to follow up. He answers every question patiently and explains all the details clearly, so you never feel lost or confused in the process. Highly recommend him to anyone looking for a reliable, knowledgeable mortgage agent they can count on!

Leila

Feb 5, 2026

5.0
googleGoogleVERIFIED

We had an excellent experience working with Leo Li on our loan. He speaks English, Mandarin, and Cantonese. The process was smooth, well organized, and closed within a month. Leo was extremely responsive, patient, and detail-oriented. He took the time to clearly explain every option so we could make informed decisions. We felt confident and well supported throughout the entire process. I highly recommend Leo Li to anyone looking for a reliable, knowledgeable loan officer who speaks your language.