NMLS Verified
Michael Campos
OriginPoint MortgageNMLS #445764
La Jolla, CA25 Years of Experience
About
858-699-7751 With over two decades in mortgage lending — including four years as an underwriter — Mike Campos understands loans from both sides of the desk. That rare combination of origination experience and underwriting knowledge is what separates him from the call-center competition. Mike specializes in complex and high-stakes transactions: jumbo loans, non-QM financing, VA loans, bridge products, and cross-collateralization strategies for clients with unique financial profiles. He works across California, Idaho, Montana, and Florida, partnering closely with top-producing real estate agents who need a lending partner who executes. His clients don’t get handed off to a processor and forgotten. Mike is personally involved through every...
Primary Markets
- Boise, ID
- Bonsall, CA
- Caldwell, ID
- Camp Pendleton, CA
- Cardiff By The Sea, CA
- Carlsbad, CA
- Del Mar, CA
- Eagle, ID
- El Cajon, CA
- Emmett, ID
- Encinitas, CA
- Escondido, CA
- Fruitland, ID
- Garden City, ID
- Greenleaf, ID
Loan Specialties
FHA
USDA
Bridge / Gap Financing
Construction-to-Permanent
Renovation Loans
Photo Gallery
Reviews
5.0 (3 reviews)
Angelino
Aug 2, 2025
5.0
ZillowVERIFIEDI'm certainly not a fan of all the details/ documentation required for a Real Estate Transaction, but Mr. Campos made it easy to understand & from speaking with him on multiple occasions- you knew he was well-versed in the field. He will be my go-to for future RE Transactions.
Christina
Aug 2, 2025
5.0
ZillowVERIFIEDMike is an extremely hard worker with access to great rates. He gets things done. Communicates clearly and concisely. We used him for our 1031 exchange and the deal went through flawlessly for an on time close. I’d definitely recommend him for all your lending needs!
Greg
Aug 2, 2025
5.0
ZillowVERIFIEDMichael was professional, curious, very knowledgable and just a great person to do business with. Buying a home is a big deal and he made it effortless.