Krystal Stearns
NMLS Verified

Krystal Stearns

Krystal Stearns TeamNMLS #270741
Colorado Springs, CO

About

I am Krystal Stearns, your dedicated Branch Manager at UMortgage, LLC. With years of experience in the mortgage industry, I pride myself on helping my clients navigate the complexities of home financing. Whether you're a first-time homebuyer or looking to refinance, I am here to guide you through every step of the process. My goal is to provide personalized solutions that fit your needs and financial goals.

Other Languages

spanish

Primary Markets

  • Colorado Springs, CO

Who I specialize in helping

First-Time Homebuyers

Reviews

5.0 (5 reviews)

Ed

May 1, 2026

5.0
googleGoogleVERIFIED

Krystal Stearns is truly a top notch mortgage loan officer. She is amazing at what she does and consistently delivers for her clients. From start to finish, she is quick, responsive, and communicates every step of the way, which makes the entire process smooth and stress free. What really sets Krystal apart is her professionalism, attention to detail, and genuine care for the people she serves. She works hard, moves fast, and always keeps everyone informed. That level of service builds trust and confidence, and it shows in the results she produces. If you are looking for a loan officer who is knowledgeable, reliable, and committed to getting the job done right, Krystal is someone you absolutely want on your team.

Erin

Mar 11, 2026

5.0
googleGoogleVERIFIED

Our family had a great experience working with Krystal and her team during our home purchase. They were incredibly responsive and kept things moving efficiently from start to finish, which was especially important since we were working within a tight timeline. The process was very organized and thorough, and they made sure we always knew what documents were needed and what the next steps would be. The staff was also very helpful and supportive throughout the entire process, which made what can normally be a stressful experience feel much smoother. I strongly recommend Krystal to anyone looking to buy a home in the Colorado Springs area.

Gianna

May 7, 2026

5.0
googleGoogleVERIFIED

Working with The Krystal Stearns Team is a seamless experience from day one. Krystal is sharp, detail-oriented, and always one step ahead — she anticipates issues before they arise and keeps everything on track. Her team operates with impressive efficiency and professionalism, making what can be a stressful process feel completely manageable. It's clear they take real pride in their work and their clients. If you want a team that truly knows what they're doing, I highly recommend reaching out to The Krystal Stearns Team.

Dani

May 7, 2026

5.0
googleGoogleVERIFIED

Krystal Sterns is truly one of the best in the industry. With 20 years of experience, she brings a level of knowledge, creativity, and problem solving that is hard to find. She is a fantastic lender with access to an incredible range of products, and she knows how to figure out even the trickiest loans. As a REALTOR®, she is one of the few lenders I know I can confidently go to for land loans, unique properties, and situations that need extra experience and care. She is sharp, reliable, and always goes above and beyond for her clients and partners. Beyond being an amazing lender, Krystal is also a great friend, a beautiful person inside and out, and such an asset to our community. I cannot recommend her enough.

Berenice

Apr 5, 2026

5.0
googleGoogleVERIFIED

Had a wonderful experience. Krystal is amazing. Never felt dumb asking her any questions. She was always available (which is nuts). So professional, and straightforward. She has a way with people too, made us feel so comfortable. 10/10 will be recommending her to others. Her team is fantastic! Thank you again for everything.