NMLS Verified
Kelly Capozzi
Close with CapozziNMLS #2553001
About
I'm Kelly Capozzi, a Loan Officer and Certified Veterans Lending Specialist with a passion for helping homebuyers navigate the mortgage process. With my background as a military spouse and experience in purchasing homes using VA loans, I strive to simplify complicated mortgage information. My expertise includes servicing military families and first-time buyers throughout Florida, Georgia, and Pennsylvania, providing reliable guidance tailored to each client's needs.
Primary Markets
- Allegheny, PA
- Columbus, GA
- Hinesville, GA
- Jacksonville, FL
- Milledgeville, GA
- Nocatee, FL
- Ponte Vedra, FL
- St. Augustine, FL
- St. Johns, FL
Loan Specialties
FHA
Conventional
Down Payment Assistance
USDA
HELOC / Second Mortgage
Who I specialize in helping
First-Time HomebuyersVeterans & Active-Duty MilitaryReal Estate Investors
Photo Gallery
Reviews
5.0 (14 reviews)
Katie
Aug 17, 2026
5.0
GoogleVERIFIEDKelly was an amazing commicator through the entire process. She is extremely professional and knowledgeable and takes the time to explain details. Highly recommend Kelly and First Coast Mortgage!
Michael
Jul 25, 2026
5.0
GoogleVERIFIEDVery thorough and professional. Always available whenever we had a question. Would highly recommend her firm!
Michelle
Jun 3, 2026
5.0
GoogleVERIFIEDWorking with Kelly was great! She was knowledgeable, super responsive, professional and made the entire process stress free. Buying our home was definitely a smooth and positive experience! Highly recommend!
Liz
Mar 12, 2026
5.0
GoogleVERIFIEDRandi
Feb 6, 2026
5.0
GoogleVERIFIEDI had a wonderful experience working with Kelly and her team! She kept me informed of where I was at in the process and what to expect in the future every step of the way! I am so grateful for her and First Coast Mortgage for helping make a single mom’s dreams come true ??