Justin Gauthier
NMLS Verified

Justin Gauthier

Loan FactoryNMLS #2098691
Orange, CA5 Years of Experience

About

Justin Gauthier Mortgage Broker | Orange County, California NMLS #2098691 Specialties: Conventional • FHA • VA • Jumbo • DSCR • Investment Property • Bank Statement • Non-QM • Refinances • First-Time Home Buyers Service Area: Orange, Orange County, Anaheim, Tustin, Irvine, Yorba Linda, Villa Park, Santa Ana, Fullerton and surrounding Southern California communities

Education Certificates

Bachelors in Business Administration from Cal State Long Beach.

Primary Markets

  • Orange, CA
  • San Diego, CA

Photo Gallery

Reviews

5.0 (19 reviews)

Alvin

Aug 27, 2026

5.0
googleGoogleVERIFIED

Justin recently helped my family with the loans required to purchase a new house. He did an exceptional job and was always on top of everything that needed to be done. He was extremely helpful with any questions or concerns we had. The whole process went by smoothly and Justin did a great job to ensure that outcome!

Sabina

Aug 26, 2026

5.0
googleGoogleVERIFIED

I am a new homeowner and Justin was a huge help throughout the entire process. Any questions I had he was able to answer and even walked me through all the paperwork which was entirely new to me. I would highly recommend him to anyone and I definitely plan to come to him again. :)

Sarah

Aug 13, 2026

5.0
googleGoogleVERIFIED

I spent over 15 hours looking for the lowest closing cost and lowest interest rate i could find. Everytime I would get a better loan estimate I would send it to more lenders to get a more competitive rate. Once I received Justin's loan estimate people stopped responding because they couldn't compete with how low it was. Justin's is great to work with and responds fast. I couldn't be happier.

Rajeev

Jul 21, 2026

5.0
googleGoogleVERIFIED

You are best the mortgage and Loan officer. You are very heat team player. Big salute for us.

Felix

Jul 17, 2026

5.0
googleGoogleVERIFIED

Justin is wonderful to work with.