Julie Nichols
NMLS Verified

Julie Nichols

Vista Bank MortgageNMLS #280620
Austin, TX23 Years of Experience

About

With over 20 years in the mortgage industry, Julie is a trusted advisor known for her dedication to clients and a personalized approach to mortgage solutions. Since 2003, she has originated thousands of loans, helping clients secure financing for primary residences, vacation homes, and investment properties. Julie's attention to detail and strong communication skills have earned her the loyalty of clients, with many returning and referring friends, family, and co-workers across Texas. As a proud Homes for Heroes affiliate, Julie offers additional savings to those who serve or have served in hero professions, including Firefighters/EMS, Law Enforcement, Military (Active & Veteran), Healthcare professionals, and Teachers. She is particularly...

Awards

Five Star Professional - 11 Years; D Magazine - 6 Years

Primary Markets

  • Austin, TX
  • Cedar Park, TX
  • Dallas, TX
  • Fort Worth, TX
  • Houston, TX
  • Leander, TX
  • Mckinney, TX
  • Round Rock, TX
  • San Antonio, TX
  • Waco, TX

Loan Specialties

Fixed-Rate

Interest-Only

VA

Jumbo

Adjustable-Rate

FHA

Photo Gallery

Reviews

5.0 (6 reviews)

Kenneth

Aug 12, 2022

5.0
zillowZillowVERIFIED

Trustworthy. Julie responded to inquiries very quickly. I deal with several bankers and she is right up there with the best. She made getting a home mortgage fairly easy considering how much information is required for self employed individuals. Home mortgages are much different than commercial and she made it fairly simple.

Carly

Dec 26, 2018

5.0
zillowZillowVERIFIED

My husband and I have worked with Julie Nichols twice. First, in January 2018 to refinance our house, and secondly in December 2018 as our lender for our new home. Julie goes above-and-beyond in every way. She is incredibly fast and detailed with her responses to our questions. I can tell that she put us first throughout the process as she helped us lock in the best interest rate possible. Julie triple-checked every document and identified issues that others didn't see. She even made the extra effort to drive 3.5 hours to make it to our closing! We are so pleased with our experiences working with her and look forward to working with her in the future.

Client

Oct 31, 2017

5.0
zillowZillowVERIFIED

Julie and her team walked me through every step of my refi and answered every question I had. I could not have hoped for a better experiance. USE JULIE AND YOU WONT REGRET IT!

Client

Oct 4, 2017

5.0
zillowZillowVERIFIED

"Julie Nichols and her team are AWESOME! They were very available ... No going through multiple levels to reach assistance. They kept us updated at every step. The process could not have been easier or any more seamless. I will definitely recommend her and if we move again, I wouldn't want to work with anyone else!"

Client

May 29, 2017

5.0
zillowZillowVERIFIED

I’m writing to sing the praises of Julie Nichols and her team in Plano, TX. We closed on a home in Loveland CO last April and the process could not have gone smoother. Julie’s team was professional, friendly, efficient and organized. Julie kept all parties updated on at least a weekly basis. She and her team gave clear explanations and instructions and timely responses to our questions and inquiries. It was a pleasure working with them all. Most significantly, at the closing both brokers and the closing agent discussed how impressed they were with Julie’s work on this transaction and how they wished that the local bankers were as efficient and well organized. When we started this process our agent really wanted us to go with a local mortgage broker for various reasons but on closing day he gave me a “Good Call” for sticking with Julie and GMFS.