James Gutierrez
About
At Streamhomeloan.com, we pride ourselves on offering access to both traditional and alternative mortgage options, making it easier for homebuyers, homeowners, self-employed individuals, and real estate investors in California to find solutions that fit their needs. With a commitment to exceptional service, our knowledgeable team is here to guide you through every step of the process, ensuring you have the best financing options available. Whether you're looking for purchase loans, refinancing, or specialized programs such as down payment assistance, we’re ready to help fulfill your homeownership dreams.
Primary Markets
- Anaheim, CA
- Covina, CA
- Irvine, CA
- Los Angeles, CA
- Newport Beach, CA
- Ontario, CA
- Pasadena, CA
- Rancho Cucamonga, CA
- Riverside, CA
- San Bernardino, CA
Loan Specialties
FHA
VA
Non-QM / Bank Statement
Investor / DSCR
Down Payment Assistance
Who I specialize in helping
Reviews
Saby
Sep 9, 2024
We had a great transaction with Sita Gurung and Bijaya Gurung. We had many questions about rate adjustments, benefits of purchasing under Pennymac etc and they helped to answer all our questions! They treated us like a family and gave advice and walked us through the whole process. They were always available, even on weekends and after hours. They made our home buying experience such a great experience! We look forward to continuing this relationship with future refinances. Will recommend to everyone I know!
Dark
Jul 25, 2024
I am incredibly grateful to Bijay and Sita Gurung for their exceptional assistance in securing a loan for the purchase of my new home. Their professionalism, expertise, and dedication made the entire process smooth and stress-free. They provided clear guidance, answered all my questions promptly, and ensured that I was well-informed every step of the way. Thanks to their hard work, I am now a proud homeowner. I highly recommend Bijay and Sita Gurung to anyone in need of reliable and efficient loan services. Their support truly made a significant difference!
Kul
Feb 24, 2025
Bijay and Sita Gurung as loan officers made my home buying process smooth. All loan processes are different, they helped me personalise my loan application with appropriate documents and helped me secure my loan. The lender was unable to give me the total loan amount as agreed to me by my loan officers, this update was finalised only couple of days before my closing (buying date), and had to manage 6% (50K) more down payment in just 4 days. For the future home buyer, just not to get a 11th hour “mild heart attack” as mine, I recommend that you finalise the closest to real loan amount upfront. Overall, I found Bijay and Sita Gurung very experienced, they were transparent throughout my loan journey and easy to communicate with.
Nani
Nov 7, 2024
I had a fantastic experience working with Sita and Bijay to secure a loan for my new home. They were professional, knowledgeable and very helpful every step of the way. I truly appreciate their dedication and hard work. Highly recommend their services!
Sairam
Aug 7, 2024
Bijay and Sita Gurung are very professional and have strong knowledge on mortgage processes. They have provided me with good options and guided me thoroughly through out the process. They will try their best to close the loan on time. I recommend them for any of your home loan needs. It was great working with them.