Everett Arakawa
NMLS Verified

Everett Arakawa

Smart Money IncNMLS #845669
Honolulu, HI14 Years of Experience

About

Working with a mortgage broker gives you many advantages because you’ll have access to many lenders with one credit pull. To do the same job as one mortgage broker, you would have to visit hundreds of banks, pull your credit each time, and work with many people. Confusing right??? We do the shopping for you, so you have the best options at your fingertips. We do not lend our own money, therefore we do not push our company’s funds over a better deal. Since we do not have any interest in the money that gets lent, you can be confident that our only motivation is to obtain the best deal for you. Think of us as like one of those sites that finds you the best prices for airline tickets. The only difference is that instead of shopping for airline...

Awards

Presidents Club

Primary Markets

  • Aiea, HI
  • Camp H M Smith, HI
  • Ewa Beach, HI
  • Fort Shafter, HI
  • Haleiwa, HI
  • Hauula, HI
  • Honolulu, HI
  • Jbphh, HI
  • Kaaawa, HI
  • Kahuku, HI
  • Kailua, HI
  • Kaneohe, HI
  • Kapolei, HI
  • Kunia, HI
  • Laie, HI

Loan Specialties

Fixed-Rate

Interest-Only

VA

Jumbo

Renovation Loans

Adjustable-Rate

Photo Gallery

Reviews

5.0 (167 reviews)

Berlin

Aug 27, 2023

5.0
zillowZillowVERIFIED

Everett and Smart Money are impressive! My husband and I were first time homebuyers and don’t know exactly where to start. We followed our intuition and trusted Everett all the way. He took the time to understand our financial situation, goals, and preferences, and then presented us with a range of suitable loan programs. He thoroughly explained the terms, interest rates, and associated costs, empowering us to make an informed decision. He had worked tirelessly behind the scenes, to ensure a seamless experience. In conclusion, our experience was exceptional. His professionalism, expertise, and dedication were second to none. Thanks to team efforts, we are now a proud homeowner. We wholeheartedly recommend their services to anyone in need of a loan officer, especially first-time homebuyers embarking on this exciting journey.

PBartolome

Aug 27, 2023

5.0
zillowZillowVERIFIED

Everett and his team did a great job on securing a loan for me. As a first time home buyer i would recommend them highly for a great job well done. Fast and on point with great advices on everything. Thanks alot Smartmoney team for your help. A+++

LukeHorger

Aug 12, 2023

5.0
zillowZillowVERIFIED

Everett assisted my fiancé and I with buying a property and he did a superb job! He had an excellent eye for detail to make sure everything went smoothly and he went above and beyond in speedily addressing our concerns. If Everett is helping you, consider yourself fortunate!

Aburke

Jul 1, 2023

5.0
zillowZillowVERIFIED

100% stoked on our experience with Everett Arakawa and Smart Money. We didn't get the first homes we looked at...but no worries because Everett was there with us throughout every step. He definitely helped to make the complex process as smooth and understandable as possible. Would recommend without hesitation to anyone interested in a home loan. Mahalo

Nina

Jun 21, 2023

5.0
zillowZillowVERIFIED

Our experience working with Everett and the Smart Money Team was nothing but excellent. His timeliness, efficiency and overall professionalism was valuable and grately appreciated. He delivered all that he said he would right from the start of our connection in such a manner that made the process of purchasing our property with ease, kindness and care. We would highly recommend Everett and his team and we look forward to working with him again in the future.