Evan Kutner
NMLS Verified

Evan Kutner

CrossCountry MortgageNMLS #19441
Cranford, NJ21 Years of Experience

About

Originally from Rockaway, NJ, Evan is now firmly planted in Monmouth County, NJ. While you may see him out and about with his wife and two daughters, Evan enjoys skiing, rock concerts, and barbequing on his smoker, don’t be fooled by his casual, easy-going style. A Towson University graduate with more than 17 years of experience, Evan is THE authority on mortgage lending. He sees things that other industry professionals may overlook, allowing him to help thousands of homeowners purchase and refinance homes. Evan is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, experience, and unparalleled insight to understand better the forces driving interest...

Primary Markets

  • Allamuchy, NJ
  • Blairstown, NJ
  • Boonton, NJ
  • Dumont, NJ
  • Fair Lawn, NJ
  • Franklin Lakes, NJ
  • Hopatcong, NJ
  • Mountain Lakes, NJ
  • Netcong, NJ
  • Paramus, NJ
  • Paterson, NJ
  • Pompton Lakes, NJ
  • Pompton Plains, NJ
  • Riverdale, NJ
  • Rockaway, NJ

Loan Specialties

Fixed-Rate

Adjustable-Rate

Interest-Only

FHA

VA

USDA

Reviews

5.0 (27 reviews)

Kulkarni

May 3, 2025

5.0
zillowZillowVERIFIED

As a first-time homebuyer, I couldn’t have asked for a better guide through the mortgage process than Evan Cutner at CrossCountry Mortgage. Evan was incredibly thorough and professional, explaining each step in clear terms so that I always knew what was happening. He was patient beyond measure, walking me through all the complexities of the home loan process and never making me feel rushed or overwhelmed. Anytime I had a doubt or question, Evan was always accessible — just a call or text away — and he answered everything with honesty and clarity. Thanks to his guidance, what could have been a daunting experience turned into a smooth, understandable journey toward homeownership. Evan also has an amazing team behind him that deserves a lot of credit. Kristy Naegely, the loan processor, was prompt and highly skilled in handling all my paperwork, making sure every document was in order without delay. Trish Barone, the loan consultant, was equally impressive — she worked tirelessly to coordinate with my HOA and insurance, taking care of those details so I didn’t have to worry. The entire team operated like a well-oiled machine, communicating with each other (and with me) seamlessly. Their collective effort made me feel like my loan was always a top priority. One of the biggest highlights of working with Evan was the outcome: I ended up with a fantastic interest rate and a super quick closing. I had compared offers from about half a dozen top lenders, and Evan secured me the lowest rate out of all of them. On top of that, from the initial loan approval to the final disbursement of funds, it took only around 3 to 3.5 weeks. I was amazed at how swiftly they got everything done. This team truly went above and beyond — moving mountains to meet my timeline and treating my case with utmost urgency. It was truly a five-star experience from start to finish. I’m deeply grateful to Evan and his team for making my dream of owning a home come true, and I wholeheartedly recommend them to anyone (especially first-time buyers) looking for a mortgage.

Cesar

Mar 28, 2024

5.0
zillowZillowVERIFIED

Evan was very professional and knowledgeable, he was educating me and my wife through out the process as we were buying our first home. We are pleased with the professionalism that Evan and his team of experts performed. No words to thank him and his team for what they have done for us. we had another lender previously but never felt supported until we met Evan. We felt the honesty and professionalism that Evan transmits.. for all the people that are looking for a Good lender look no further than Evan kutner and his team, they are the ones to call ! Thank you !

Eduard

Jan 19, 2024

5.0
zillowZillowVERIFIED

Evan offered competitive rates and different financing options that was of very valuable given current market uncertainties. The loan documents were finalized on time and in proper order. Great experience, definitely recommend.

Steven

Nov 7, 2023

5.0
zillowZillowVERIFIED

Evan and his team were helpful every step of the way! It was our first time going through this process, and he made it easy to understand, answered all of our questions, and had our best interest in mind when providing competitive rates. His online portal also made it easy to manage documents, approvals, etc. Would recommend!

Gerry

Mar 8, 2021

5.0
zillowZillowVERIFIED

I now have used Evan three times for mortgages and he always makes the mortgage process painless. First off, no one beats Evan’s communication skills and responsiveness. He is straight to the point with no nonsense. I admittedly can be very difficult and hard to please. I actually appreciated his honesty as he reeled me on a few occasions in a professional manner. Secondly, he gave me a free, thorough breakdown estimate based on my credit score that I told him. He does not push to run your credit and allows you to think it over because he knows his rates are the best. When I informed Evan it was okay to proceed, he ran my credit and we continued with the process. When it came closing time, each time my closing fees were exactly what he told me (or slightly less). No hidden fees or surprises, only the application fee. Third, I absolutely love the online portal that allows you to upload documents securely while allowing me to review/ view any documents along the process. Evan consistently kept me updated on my situation so I knew what the next step and timeline. Bottom line- He sets expectations and always exceeds them.