Dale Fater
NMLS Verified

Dale Fater

Mortgages By DaleNMLS #2646756
18 Years of Experience

About

I bring a steady, informed approach to mortgage lending shaped by leadership, service, and real-world experience. With an Executive MBA and a background as a retired Colonel of the U.S. Army, I understand the weight of financial decisions. I take pride in listening first, explaining options clearly, and helping clients move forward with confidence, not pressure. Whether you're a first-time buyer or looking into refinancing, I'm here to guide you through the process with clarity and support.

Primary Markets

  • Colonial Heights, VA
  • Fredericksburg, VA
  • Richmond, VA

Client Success

16
Loans Closed
$4.5M
Loan Volume
5
Loan Types

Loan Specialties

Conventional

FHA

VA

USDA

Jumbo

HELOC / Second Mortgage

Who I specialize in helping

Real Estate InvestorsVeterans & Active-Duty MilitaryBuyers Needing Down Payment Assistance

Recently Closed Leads

Loan TypeLoan AmountPurposeCityClose Date
FHA$405,000PurchaseBlacksburg, VA08/15/2026
DSCR$192,000RefinanceChesterfield, VA01/13/2026
VA$310,000RefinanceAmelia, VA02/13/2026
FHA$232,000PurchaseDinwiddie, VA03/20/2026
FHA$286,000Refinance and payout ex wifeNew Kent, VA04/20/2026
Conventional$346,750PurchaseDinwiddie, VA01/22/2026
VA$350,000PurchaseMidlothian, VA05/05/2026
FHA$189,000PurchaseHopewell, VA06/18/2026
HELOC$100,000HELOCDinwiddie, VA06/15/2026
VA$455,000VA PurchaseStafford, VA07/01/2026

Photo Gallery

Reviews

5.0 (19 reviews)

Kerry

Aug 15, 2026

5.0
googleGoogleVERIFIED

Dale Fater made our home-buying journey incredibly smooth and stress-free. From our first call to closing day, Dale was exceptionally personable, patient, and always available to answer our questions. His clear guidance turned a complex process into a wonderful experience, and we felt fully supported every step of the way. We highly recommend Dale to anyone looking for a lender who truly cares about their clients! Thank you again Dale. @ Waterstone

Wisdom

Aug 14, 2026

5.0
googleGoogleVERIFIED

I cannot say enough great things about Dale! From beginning to end, he was knowledgeable, responsive, patient, and incredibly thorough. As a real estate professional, I work with lenders regularly, so I know how important communication and follow-through are during a transaction. Dale truly exceeded my expectations. He kept everyone informed, answered questions quickly, explained things clearly, and made sure the financing side of the transaction stayed on track. What stood out most to me was how much he genuinely cared about getting the job done and taking care of the people involved. There was never a feeling of being rushed, ignored, or left wondering what was happening. Dale is the kind of lender you want in your corner when purchasing a home. Professional, dependable, knowledgeable, and an absolute pleasure to work with. I would confidently recommend Dale to my clients, friends, family, and anyone looking for a lender they can trust. Five stars without hesitation!

Jeremy

Aug 13, 2026

5.0
googleGoogleVERIFIED

Working with Dale Fater has been a great experience. As first time home buyers, my fiancé and I had A LOT of questions. Dale treated us like family from the beginning. He explained everything as detailed, and in a way we could easily understand. Once we found the deal we wanted, Dale worked diligently to get it done. Dale made this milestone an stress-free experience. We would recommend!

Ray

Jul 8, 2026

5.0
googleGoogleVERIFIED

Amazing Team

Chris

May 26, 2026

5.0
googleGoogleVERIFIED

Dale was awesome! He put up with me and was patient. I was explained things in a thorough and concise way. I will use Dale again on my future deals.