Conrad Carpenter
NMLS Verified

Conrad Carpenter

Colorado Residential Mortgage, LLCNMLS #2507910
Lyons, CO24 Years of Experience

About

Meet Conrad W. Carpenter Jr. — Founder & Senior Loan Officer Conrad Carpenter brings over 45 years of real estate experience to every loan he closes. His career began in the title insurance industry, where he developed a deep understanding of real estate transactions from the ground up. Concurrently, he has owned and managed rental properties for over 45 years — and for the past 24 years has served as a licensed mortgage professional helping Colorado families achieve their homeownership dreams. Conrad's roots in real estate run remarkably deep. His father built a network of title insurance companies throughout the San Francisco Bay Area in the early 1950s — a portfolio later acquired by Stewart Title Company. That legacy of integrity,...

Primary Markets

  • Berthoud, CO
  • Erie, CO
  • Firestone, CO
  • Frederick, CO
  • Grand Lake, CO
  • Longmont, CO
  • Loveland, CO
  • Lyons, CO
  • Mead, CO

Loan Specialties

Conventional

FHA

VA

Jumbo

USDA

HELOC / Second Mortgage

Who I specialize in helping

First-Time HomebuyersVeterans & Active-Duty MilitaryHomeowners Refinancing or Accessing Equity

Photo Gallery

Reviews

5.0 (44 reviews)

Jesse

Aug 19, 2026

5.0
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I have worked with Conrad for several years on multiple transactions. Every time Conrad has been a pleasure to work with. His communication is top notch, and he truly wants what’s best for his clients and is very thorough in guiding my Buyers to the best loan product tailored for my Buyer’s strategy. I’ve been a full-time real estate agent for 10 years, and I’ve worked with many lenders - I can personally vouch for Conrad that any buyer that is lucky enough to work with him will get top-notch genuine and honest service with zero pressure that will feel like your Lender is actually working on your behalf instead of their own. Conrad is extremely knowledgeable on all loan products including First Time Home Buyer Programs and VA Loans. He’s always been attentive and available nights / weekends, and is one of the few that I would actually trust with my own personal real estate purchase. I would recommend Conrad to anyone thinking about buying a home in Colorado, and I would also recommend him to any Seller that would like to partner with a lender to help market their home as the “Seller’s Preferred Lender” on their listing to help get more exposure to get it sold. Conrad is the real deal!! Thank you Conrad!

Melissa

Aug 19, 2026

5.0
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I had a great experience working with Conrad. He was incredibly easy to talk to, knowledgeable, and took the time to walk me through all of my options and answer all of my questions. He has some amazing loan products and financing options available that I honestly had never heard of before. Conrad was professional, responsive, patient, and genuinely took the time to understand my situation and what would work best for me. I would highly recommend him to anyone looking for a loan or wanting to explore their financing options. He is definitely someone I would work with again!

Susan

Aug 18, 2026

5.0
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Conrad helped us through the process of purchasing a home here in Colorado as well as selling our home in the Midwest. He did an excellent job of communicating with us through the entire process and made the transition very smooth. I was most impressed with the positive comments about Conrad from both realtors and bankers that worked with us.

Leisha

Aug 16, 2026

5.0
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I contacted Conrad because I was curious to learn about reverse mortgages. I had heard mixed things about them and thought it was worth learning exactly what they were and whether this was something I should add to my list of future options. Conrad was quite accommodating, providing me with a clear explanation of the various ways this product is best applied. He answered all of my questions and then sent me some examples of what the finances of this choice might look like. He did this all quite quickly, giving me the information I needed to assess this as a future option. Really appreciated it!!

Evie

Aug 16, 2026

5.0
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Conrad might be the G.O.A.T! He has rescued a real estate transaction several times for my clients. Just amazing! In record time, he can get a mortgage loan approved and closed. And he is very pleasant to work with and is very responsive. I highly recommend him!