Cole Simmons
NMLS Verified

Cole Simmons

Edge Home Finance LLCNMLS #891464
Palmer Lake, CO13 Years of Experience

About

I’m based in Colorado Springs and licensed through Edge Home Finance to serve borrowers across 14 states. My work spans first homes, military moves, repeat clients, refinances, construction and investor deals—because real life rarely stays inside one loan program. I bring vast lending experience across mortgage platforms. I’m a University of Missouri graduate, and I believe good advice should be fast, specific and easy to understand. You will know why I recommend an option, what could change it and what comes next. Outside of lending, I’m usually working on golf, piano or chess. The mortgage files are generally more forgiving than the scorecard.

Primary Markets

  • Palmer Lake, CO

Loan Specialties

Conventional

FHA

VA

USDA

Jumbo

HELOC / Second Mortgage

Who I specialize in helping

Veterans & Active-Duty MilitaryReal Estate InvestorsFirst-Time Homebuyers

Reviews

5.0 (5 reviews)

Kimberlee

Dec 14, 2023

5.0
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Cole is a consummate professional. The loan process can be complicated. Cole streamlined the process by answering our questions in a calm and confident manner. He managed the communication between the broker, the title company and his processor behind the scenes. He not only kept us informed, he explained why the information needed was required. We would highly recommend Cole to work with anyone looking to buy or refinance at any time. Thank you Cole for helping us purchase our new home in our dream location!

James

Jan 17, 2024

5.0
googleGoogleVERIFIED

Cole is literally the most responsive and reliable person I have ever worked with on the lending side of my real estate dealings. I will always work with Cole in the future. He was there to answer my questions, and always delivered everything I needed to get to the next step in the process. He worked very closely with my Realtor which made communication and the entire process seamless. Cole will go above and beyond to make sure you're choosing the right products and getting a fair deal.

Lynsey

Mar 19, 2024

5.0
googleGoogleVERIFIED

Cole was amazing to work with during the process of purchasing our first home. He went above and beyond for us, worked seamlessly with our realtor, and was consistent every step of the way. We are now the proud owners of a home we only dreamed of. Highly recommend you reach out to him! He will quickly gain your trust.

Xander

Apr 9, 2024

5.0
googleGoogleVERIFIED

Anyone entering the home buying process is doing themselves a disservice by working with a mortgage broker that isn't Cole Simmons. Cole is a master of his craft and he will work tooth and nail to make your dream home a reality. Applying for a home loan can be one of the most important decisions you make in your life but rest assured, you are in good hands when you put your trust in Cole and his team.

Kyle

Mar 7, 2024

5.0
googleGoogleVERIFIED

Cole was able to accomplish something that everyone else told us was impossible! We bought our house December of 2022 and because we were self employed and let a "friend" take advantage of us, we got locked into a 10% interest loan that we were barely able to afford. We were told that we would be able to refinance immediately after buying the house. This was false because our DTI was now to high to refinance after buying the house. We talked to over 12 different companies to try to help us out of this situation to no avail. Finally, a friend recommended Cole. I gave him a call, explained our situation and he took the reigns and made it happen! We are so thankful for Cole and what he has done for our family. We can now afford to own our home and have money to still do things with the kids. Thanks so much!