Chris Kennedy
NMLS Verified

Chris Kennedy

Reliant LendingNMLS #971546
Sacramento, CA12 Years of Experience

About

Chris Kennedy is a trusted, licensed Loan Officer (NMLS #971546) serving Sacramento, CA and communities throughout the greater Sacramento region and California's Central Valley, including Carmichael, Citrus Heights, El Dorado Hills, Folsom, Roseville, Davis, Clovis, and surrounding areas. With a client-first approach, Chris helps homebuyers, homeowners, and real estate investors navigate the mortgage process with clarity and confidence. Chris specializes in home purchase loans, mortgage refinancing, first-time homebuyer programs, FHA, VA, and conventional financing, offering personalized guidance tailored to each client's goals. Known for being friendly, dependable, and highly responsive, Chris focuses on competitive rates, clear...

Other Languages

Spanish

Primary Markets

  • Antelope, CA
  • Auberry, CA
  • Carmichael, CA
  • Citrus Heights, CA
  • Clovis, CA
  • Cutler, CA
  • Davis, CA
  • Del Rey, CA
  • Dinuba, CA
  • Drytown, CA
  • Dunlap, CA
  • El Dorado Hills, CA
  • El Dorado, CA
  • Elverta, CA
  • Fair Oaks, CA

Loan Specialties

Fixed-Rate

Interest-Only

VA

Jumbo

Bridge / Gap Financing

FHA

Who I specialize in helping

Veterans & Active-Duty MilitaryLuxury / High-Value HomebuyersFirst-Time Homebuyers

Photo Gallery

Reviews

5.0 (171 reviews)

Brent

Aug 2, 2025

5.0
zillowZillowVERIFIED

Chris and his team are awesome. Every step is clearly explained. Questions are answered promptly and all staff are professional and easy to work with.

Bryan

Aug 2, 2025

5.0
zillowZillowVERIFIED

Chris and his team kept my wife and I updated before and as things were happening through the entire process. The Friday update with info of what we could expect to happen the next week was very helpful. Chris and his team were available with immediate assistance on any questions we had beginning to end. Thank you Chris Kennedy

Lyraxena

Aug 2, 2025

5.0
zillowZillowVERIFIED

Chris and his team helped us buy a home in 2016, and again in 2023. He also helped us refi in 2020. Chris is a great communicator & helped us in our most recent purchase with an out of state home with a quick close. Their online system made everything easy to upload/ download, and all signing was done online until the final signing. At that time, mobile notaries were sent out for a simultaneous close so we could save time in our schedule. Chris is so easy to deal with....just tell him what you need & he'll make it happen!

Marian

Aug 2, 2025

5.0
zillowZillowVERIFIED

Buying a house in this economy proved to be a very difficult task that saw my wife and I actively searching for a very long time. After months of no success we were just about ready to give up on our dream. However, that’s when we met Chris Kennedy, and the Reliant team, whose help and professionalism were of the highest quality. Chris’ way with words made it such that even though English is not our first language we were able to fully understand the situation and what the home buying process entails. Through the entire process we were confident that Chris Kennedy as well as his team had our best interests in mind. From the very first meeting they were able to come up with solutions that best fit our needs and were proactively communicative through our entire mortgage process. Most importantly, however, they were able to close accurately with the initial figures that were originally promised. Even though our bank let us down, Chris was able to pull through and seal the deal. I strongly recommend Chris Kennedy and Reliant for a smooth and pleasant home buying experience. - Marian & Elena, first-time home buyers

Mahala

Aug 2, 2025

5.0
zillowZillowVERIFIED

The Chris Kennedy Team was great at making each step clear and comfortable. We always felt we had the information we needed and the transparency about the process. If we ever needed questions answered the whole team was quick and easy to communicate with.