Bud Bruening

With more than 22 years of experience helping homebuyers and homeowners across Utah, I specialize in making the mortgage process simple, strategic, and stress-free. I'm not just here to quote rates -- I'm here to help clients build a long-term financial plan that fits their goals. I'm a licensed mortgage broker based in Salt Lake City, Utah with access to over 50 lenders nationwide, which allows me to shop multiple loan programs and help clients secure competitive financing options tailored to their unique situation. Whether you're buying your first home, upgrading, investing, refinancing, or trying to qualify after credit challenges, I work hard to find solutions that many banks and retail lenders may overlook. I specialize in: o FHA Loans o VA Loans for Veterans o Conventional Loans o USDA Rural Housing Loans o First-Time Homebuyer Programs o Down Payment Assistance o Self-Employed Borrowers o Jumbo Loans o HELOCs & Second Mortgages o Construction Loans o Investment Property Financing o Credit Improvement Strategies for Mortgage Approval I've helped Teachers, Nurses, Doctors, Law Enforcement, Business Owners, and families from all walks of life navigate everything from simple purchases to complex loan scenarios. I understand that every borrower's situation is different, and I take pride in giving honest guidance, clear communication, and fast responses throughout the process. Clients choose to work with me because I'm accessible, experienced, and solution-focused. I believe in educating my clients, not pressuring them. My goal is to make sure you fully understand your options and feel confident every step of the way. I'm proud to be recognized among the top mortgage professionals in the country, but what matters most to me is building relationships and earning trust through results, transparency, and service. If you're looking for a mortgage professional who will genuinely go to work for you, I'd love the opportunity to help. Bud Bruening Mortgage Broker | Utah 801-230-3107 [email protected] www.mymtgsolution.com