Ben Gheliuc
NMLS Verified

Ben Gheliuc

South Texas LendingNMLS #1775990
San Antonio, TX35 Years of Experience

About

Ben Gheliuc is the top Loan officer and local lender based in San Antonio, TX serving borrowers all across the San Antonio hill country including Boerne, Bulverde New Braunfels and as far out as Austin. Ben Closes over 200 loans per year as a team and has the most competitive rates in the industry while maintaining the best customer service in the mortgage industry. Him and his Team specialize in all loans types of every market. While laying a solid foundation for Conventional, FHA, VA and jumbo, they are experts in self employed borrowers for DSCR loans for investors, bank statement loans and more. Ben has a commercial division as well offering loan with Commercial intent, SBA financing and ground up construction loans for new home...

Other Languages

Romanian, Spanish

Education Certificates

Bachelors of Mechanical Engineering - Portland State University

Awards

National Mortgage News - Top Producer 2025 , 2026 , Fivestar Professional - Rising Star 2025, 2026, AFN Presidents Club 2025

Primary Markets

  • Austin, TX
  • Boerne, TX
  • Bulverde, TX
  • McQueeney, TX
  • New Braunfels, TX
  • San Antonio, TX
  • Spring Branch, TX
  • Waring, TX

Loan Specialties

Fixed-Rate

Interest-Only

Jumbo

VA

Renovation Loans

Construction-to-Permanent

Photo Gallery

Reviews

5.0 (131 reviews)

Raul

Aug 8, 2025

5.0
FastExpertVERIFIED

Ben was fast, helpful and reliable at helping get this loan processed as fast as he could. I would definitely hire him again for my next home purchase.

Octavian

Aug 2, 2025

5.0
zillowZillowVERIFIED

Ben and the Team at South Texas Lending was the best. I got a very competitive rate when comparing with others, and despite challenges with old employers, we got the mortgage loan clear to close early too and on time for closing! Cannot recommend a better mortgage lender and caring team to help us with our purchase.Thank you Ben and Thank you Christy.

Fbrazovan

Aug 2, 2025

5.0
zillowZillowVERIFIED

Ben and his team did an outstanding job helping us secure financing for our home purchase in Simpsonville SC. This was a new construction purchase, and initially we were going to use the home builder's lending team. After months of not being able to advance our loan, we were recommended to Ben by our CPA and so glad we took the advice. From my initial call with Ben, to our closing date was around 3 weeks! You read that right!! Ben was able to cut thru the fluff, and his knowledge of the processes, documents and the ways to get it done is unparalleled. Having multiple businesses takes some knowledge and insight to extract all the relevant info, and Ben was able to do it so efficiently. Thank you Ben and the team, we pray the Lord will continue to bless your efforts and hard work ethic to help homeowners in the years to come!

Pat

Aug 2, 2025

5.0
zillowZillowVERIFIED

Ben was excellent. Great communication throughout the loan process. Everything was clear and smooth right from the beginning! Highly recommend Ben for any financing needs!

Kristen

Aug 2, 2025

5.0
zillowZillowVERIFIED

Ben is such a great resource- any questions I had, he was ready to answer. He was so supportive throughout the mortgage process, and we will definitely be working with him again in the future!