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Ben Gheliuc loan officer

Ben Gheliuc

(125)
South Texas Lending
  • Loan Officer
  • 35 Years of Experience
  • San Antonio, TX

About Ben Gheliuc

Ben Gheliuc is the top Loan officer and local lender based in San Antonio, TX serving borrowers all across the San Antonio hill country including Boerne, Bulverde New Braunfels and as far out as Austin. Ben Closes over 200 loans per year as a team and has the most competitive rates in the industry while maintaining the best customer service in the mortgage industry. Him and his Team specialize in all loans types of every market. While laying a solid foundation for Conventional, FHA, VA and jumbo, they are experts in self employed borrowers for DSCR loans for investors, bank statement loans and more. Ben has a commercial division as well offering loan with Commercial intent, SBA financing and ground up construction loans for new home builders. No loan is turned away. Manufactured homes in rural Texas, Barndo's, and custom builds on raw land. Ben also owns Ownly Construction, a custom Home builder in San Antonio, giving clients an option from raw land to custom home and permanent financing. Veteran get special attention here. With San Antonio being Military City, Ben and his team waive all lender fee's for VA loans in San Antonio and for veterans that have served this country. One thing you'll find about Ben compared to any Loan officer in San Antonio is he picks up his phone. Always.
Learn More About Ben Gheliuc

Languages

  • English
  • Romanian
  • Spanish

Credentials

LICENSE
NMLS - Texas - #1775990
NMLS - Arizona - #LO-1010544
NMLS - California - #CA-DFPI1775990
NMLS - Florida - #LO72101
NMLS - Georgia - #1775990
NMLS - Georgia - #031.0081278
NMLS - Michigan - #1775990
NMLS - Oregon - #1775990
NMLS - South Carolina - #MLO - 1775990
NMLS - Washington - #MLO-1775990
EDUCATION/CERTIFICATES
Bachelors of Mechanical Engineering - Portland State University
AWARDS
National Mortgage News - Top Producer 2025 , 2026 , Fivestar Professional - Rising Star 2025, 2026, AFN Presidents Club 2025

Type of Properties Serviced

  • Manufactured or mobile home
  • Condominium
  • Townhome
  • Commercial Property
  • Multi-family home
  • Single family home

Type of Loans Offered

  • Reverse mortgage
  • Home equity
  • Property refinance
  • Property purchase

Loan Options Offered

  • FHA loan
  • Adjustable rate loan
  • USDA loan
  • Bridge loan / Gap financing
  • Construction to permanent financing
  • Renovation Loans
  • VA loan
  • Jumbo loan
  • Interest only mortgage
  • Fixed rate loan
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125 Reviews

Raul

Ben was fast, helpful and reliable at helping get this loan processed as fast as he could. I would definitely hire him again for my next home purchase.

Octavian

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Ben and the Team at South Texas Lending was the best. I got a very competitive rate when comparing with others, and despite challenges with old employers, we got the mortgage loan clear to close early too and on time for closing! Cannot recommend a better mortgage lender and caring team to help us with our purchase.Thank you Ben and Thank you Christy.

Fbrazovan

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Ben and his team did an outstanding job helping us secure financing for our home purchase in Simpsonville SC. This was a new construction purchase, and initially we were going to use the home builder's lending team. After months of not being able to advance our loan, we were recommended to Ben by our CPA and so glad we took the advice. From my initial call with Ben, to our closing date was around 3 weeks! You read that right!! Ben was able to cut thru the fluff, and his knowledge of the processes, documents and the ways to get it done is unparalleled. Having multiple businesses takes some knowledge and insight to extract all the relevant info, and Ben was able to do it so efficiently. Thank you Ben and the team, we pray the Lord will continue to bless your efforts and hard work ethic to help homeowners in the years to come!

Pat

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Ben was excellent. Great communication throughout the loan process. Everything was clear and smooth right from the beginning! Highly recommend Ben for any financing needs!

Kristen

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Ben is such a great resource- any questions I had, he was ready to answer. He was so supportive throughout the mortgage process, and we will definitely be working with him again in the future!

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Location

San Antonio, TX 78248

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Business Hours

Mon
08:00am - 06:00pm
Tue
08:00am - 06:00pm
Wed
08:00am - 06:00pm
Thu
08:00am - 06:00pm
Fri
08:00am - 06:00pm
Sat
08:00am - 06:00pm
Sun
Closed

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