Speculator, NY Housing Market & City Data

Explore key insights and real experiences from people who call Speculator home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

299
Population Estimate
$145,402
Median Home Value
95.2%
Employment Rate
12.3%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$213
Median Listing Price$344,000
Median Days on Market52
Active Listings4
New Listings0
Total Listings (Active + Pending)7
Avg Listing Price$395,500
Avg Listing Price Change MoM16%
Avg Listing Price Change YoY25%

HOUSEHOLD OVERVIEW

Family Size4.21
Family Dual Income56.1
Median Household Income$72,500
Median Individual Income$28,587
Home Ownership81.0%
Home Value$145,402
Median Rent$725
Rent Burden13.3%
Poverty2.6%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED26.1%
  • Highschool Education32.3%
  • Some College29.4%
  • Bachelors Degree7.3%
  • Graduate Degree5.0%
  • Total College or Above12.3%
  • Stem Degree56.7%

GENDER BREAKDOWN

  • Male38.3%
  • Female61.7%

MARITAL STATUS

  • Married36.4%
  • Divorced26.9%
  • Never Married19.3%
  • Widowed17.4%

CITY DATA & AGE BREAKDOWN

CITY DATA

CitySpeculator
State IDNY
Population299

AGE BREAKDOWN

Age Group% of Population
Under 1810.4%
19–293.4%
30–391.5%
40–492.0%
Age Group% of Population
50–5926.1%
60–6925.5%
70–799.3%
80+21.8%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation38.3%
Unemployment Rate4.8%
Disabled42.9%

ETHNICITY

White95.9%
Black4.1%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Multiple0.0%

OTHER

Hispanic0.0%
Limited English0.0%
Health Uninsured0.0%
Veteran3.7%

Local Discussions

Community questions and conversations about living in Speculator, NY.

  1. Is Speculator, NY a good place to buy a house?

    Local perspectives on Speculator home prices, buyer demand, neighborhoods, and what to consider before buying a home.

    0
  2. What are the best neighborhoods in Speculator, NY for families?

    Local insights on Speculator neighborhoods, schools, parks, commute times, and other factors families may want to consider.

    0
  3. What should home buyers know about the Speculator, NY housing market?

    Local insights on Speculator home prices, housing inventory, buyer competition, and current real estate market conditions.

    0
  4. Is it better to buy or rent a home in Speculator, NY?

    Compare Speculator home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

    0
  5. What are the most affordable neighborhoods in Speculator, NY?

    Explore Speculator neighborhoods where home buyers may find more affordable housing options and better value for their budget.

    0
  6. How much income do you need to buy a house in Speculator, NY?

    Learn how Speculator home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

    0
  7. How much are property taxes on a home in Speculator, NY?

    Learn how Speculator property taxes are calculated and how they can affect the overall cost of owning a home.

    0
  8. What are the best neighborhoods in Speculator, NY for first-time home buyers?

    Explore Speculator neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

    0
  9. What is it like to live in Speculator, NY?

    Local perspectives on Speculator neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

    0
  10. What should I know before moving to Speculator, NY?

    What newcomers should know about Speculator housing costs, neighborhoods, transportation, weather, and everyday expenses.

    0

Top Real Estate Agents in Speculator, NY

Neighborhoods in Speculator, NY

No neighborhoods were found in the current property sample.