Santa Margarita, CA Housing Market & City Data

Explore key insights and real experiences from people who call Santa Margarita home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

5.0
Average City Rating
1,122
Population Estimate
$518,685
Median Home Value
100.0%
Employment Rate
33.8%
Bachelor's Degree+

Santa Margarita City Reviews

Real experiences from people who call Santa Margarita home.

5.0
(1 Reviews)

Darla Stephenson

Santa Margarita, California, is a charming small town located in San Luis Obispo County, nestled in the heart of California's Central Coast. This quiet rural community is known for its friendly atmosphere, picturesque landscapes, and a slower pace of life, making it an ideal destination for those seeking a peaceful environment while being close to larger cities like San Luis Obispo and Paso Robles. Below is a comprehensive review of Santa Margarita, touching on various aspects of life in the town, including community, lifestyle, housing, and more. 1. Community and Lifestyle: Santa Margarita is a small town with a population of around 1,200 people, creating a close-knit community. The town is primarily residential, and its rural character attracts people looking for a more peaceful and slower lifestyle compared to the hustle and bustle of larger cities. Many residents enjoy the small-town feel and friendly neighbors, with community events and activities that foster a sense of connection. The town offers a relaxed lifestyle, where people can enjoy outdoor activities, local farms, and the natural beauty of the surrounding areas. Residents are often involved in agriculture, with many of them working on local farms or ranches. There's also a strong sense of history in Santa Margarita, as the town has roots in agriculture dating back to its early days. Santa Margarita is a perfect place for those looking for a quieter way of life in a scenic environment, away from urban noise but still close enough to larger cities like San Luis Obispo (about 20 miles south) and Paso Robles (about 30 miles north). For families, the town offers a safe and tight-knit environment, and for retirees or those looking for a rural retreat, Santa Margarita is an attractive option. 2. Location and Accessibility: Santa Margarita is conveniently located near major roads, including U.S. Highway 101, making it easily accessible by car. The town is just a short drive from San Luis Obispo, which offers many amenities like shopping, dining, healthcare, and educational institutions, including California Polytechnic State University (Cal Poly). Paso Robles, known for its wine country, is located to the north, also within a short drive. This makes Santa Margarita an ideal home base for those who want to enjoy the benefits of rural living while having easy access to more urban amenities. Santa Margarita's location places it right in the middle of the Central Coast's most attractive features"”close to vineyards, hiking trails, and historic landmarks, as well as the coast. The town's location offers a central position for people looking to explore the beauty of the surrounding areas without being too far from civilization. 3. Scenic Beauty: The beauty of Santa Margarita is one of its key features. The town is surrounded by rolling hills, oak trees, and wide open spaces, giving it a true rural charm. The Salinas River runs nearby, adding to the serene natural landscape. For nature lovers, Santa Margarita offers opportunities for hiking, birdwatching, and exploring the scenic countryside. One of the notable natural attractions near Santa Margarita is Santa Margarita Lake, a peaceful spot for outdoor activities such as boating, fishing, kayaking, and picnicking. The lake also offers beautiful views and is a popular destination for those looking to enjoy the outdoors in a quiet and tranquil setting. The surrounding area also provides space for hiking and wildlife observation, making it a popular spot for outdoor enthusiasts. The rolling hills and lush landscapes of the region give Santa Margarita a classic Central Coast charm that is often sought after by people looking to live in a picturesque setting. Whether you're relaxing at home or exploring the nearby countryside, the natural beauty of the area provides an incredible backdrop for daily life. 4. Housing and Cost of Living: Housing in Santa Margarita tends to be more affordable than in nearby coastal towns or larger cities like San Luis Obispo. While prices have been rising in recent years due to increased demand in the Central Coast, homes in Santa Margarita remain relatively more affordable, especially when compared to the coastal cities of California. The real estate market consists primarily of single-family homes, ranch-style properties, and larger estates, with many homes offering plenty of land for those interested in gardening, farming, or simply enjoying more space. The cost of living in Santa Margarita is lower than in urban areas like San Luis Obispo and Paso Robles, though it's important to note that it may still be higher than the national average due to California's general cost of living. However, the town offers a slower-paced lifestyle with a more affordable housing market than other nearby towns with oceanfront views or more metropolitan amenities. Rentals are more limited in Santa Margarita compared to larger cities, and rental prices can vary depending on the size and location of the property. However, Santa Margarita offers a range of housing options from modest homes to larger estates, allowing potential buyers to find something that suits their preferences. 5. Economy and Employment: Santa Margarita's economy is largely driven by agriculture, with the surrounding area home to vineyards, orchards, and ranches. The town has a strong agricultural history, and many residents work in farming or related industries. Some residents may also work in the nearby wine industry, particularly in Paso Robles, which is known for its world-renowned wineries and vineyards. Many residents of Santa Margarita commute to nearby cities like San Luis Obispo and Paso Robles for work, particularly in professional services, education, healthcare, and retail. While the town itself has limited employment opportunities, its proximity to larger towns and cities means that many people can easily commute for work. The growing wine tourism industry, as well as the proximity to San Luis Obispo's thriving economy, also contributes to job opportunities in hospitality, retail, and tourism. 6. Schools and Education: Santa Margarita is served by the Santa Margarita Elementary School District and the Paso Robles Joint Unified School District, which provides middle and high school education. The local elementary school serves the young population of Santa Margarita, offering a small, community-focused educational experience. High school students in Santa Margarita typically attend Paso Robles High School, which is part of the larger Paso Robles Joint Unified School District. The high school offers a wide range of extracurricular activities, including sports teams, arts programs, and clubs, ensuring that students have access to a well-rounded education. For higher education, residents often attend California Polytechnic State University (Cal Poly) in San Luis Obispo or Cuesta College, which is a community college offering a range of degrees and certificates. Santa Margarita's proximity to San Luis Obispo provides educational opportunities for students of all ages. 7. Recreation and Entertainment: Santa Margarita may be small, but it offers plenty of outdoor activities for those who enjoy nature and a more relaxed way of life. Santa Margarita Lake is one of the main attractions for outdoor enthusiasts, offering opportunities for boating, kayaking, fishing, and picnicking. The surrounding areas are great for hiking and birdwatching, providing peaceful spaces for recreation. The town also has local parks, including Santa Margarita Park, which offers green spaces, picnic areas, and sports fields for outdoor events and family gatherings. Additionally, there are several vineyards and wineries in the surrounding area, making wine tasting a popular activity for residents and visitors alike. For those seeking more entertainment options, Paso Robles is just a short drive away and offers a variety of dining, shopping, and cultural activities. Paso Robles is known for its vibrant arts scene, music festivals, and wine tourism, making it a great place for residents to visit for more diverse entertainment options. 8. Climate: Santa Margarita enjoys a Mediterranean climate, with hot, dry summers and mild, wet winters. Summer temperatures often reach the 80s and 90s, while winter temperatures tend to be mild, ranging from the mid-30s to mid-60s. The climate is ideal for outdoor activities and agriculture, with plenty of sunshine throughout the year. The town's location inland from the coast means that it can experience hotter summers than coastal areas, but it is generally cooler than cities further inland, such as those in the San Joaquin Valley. The weather is conducive to growing crops like grapes and olives, and it adds to the town's appeal for people who enjoy warm, sunny days without the extreme heat seen in other parts of California. Conclusion: Santa Margarita, California, offers a tranquil and picturesque setting for those seeking a rural lifestyle close to the Central Coast's natural beauty. With affordable housing options, a relaxed way of life, and a close-knit community, it's an ideal place for individuals or families who want to escape the hustle and bustle of larger cities. The surrounding countryside, vineyards, and access to outdoor recreation provide ample opportunities for those who love nature. While the town itself is small, its proximity to San Luis Obispo, Paso Robles, and other regional hubs ensures that residents have access to all the necessary amenities, entertainment, and job opportunities. Santa Margarita combines the charm of rural living with the convenience of nearby urban amenities, making it a great place to live, work, and relax.

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Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$363
Median Listing Price$723,500
Median Days on Market101
Active Listings11
New Listings4
Total Listings (Active + Pending)15
Avg Listing Price$712,718
Avg Listing Price Change MoM-17%
Avg Listing Price Change YoY-40%

HOUSEHOLD OVERVIEW

Family Size2.41
Family Dual Income45.3
Median Household Income$49,071
Median Individual Income$21,481
Home Ownership71.6%
Home Value$518,685
Median Rent$978
Rent Burden24.2%
Poverty12.3%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED5.4%
  • Highschool Education26.5%
  • Some College34.4%
  • Bachelors Degree27.6%
  • Graduate Degree6.2%
  • Total College or Above33.8%
  • Stem Degree25.7%

GENDER BREAKDOWN

  • Male56.3%
  • Female43.7%

MARITAL STATUS

  • Married54.4%
  • Divorced17.1%
  • Never Married28.5%
  • Widowed0.0%

CITY DATA & AGE BREAKDOWN

CITY DATA

CitySanta Margarita
State IDCA
Population1,122

AGE BREAKDOWN

Age Group% of Population
Under 1814.8%
19–2913.5%
30–395.1%
40–4913.6%
Age Group% of Population
50–5918.1%
60–6933.4%
70–791.4%
80+0.0%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation51.8%
Unemployment Rate0.0%
Disabled35.1%

ETHNICITY

White100.0%
Black0.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Multiple0.0%

OTHER

Hispanic5.4%
Limited English0.0%
Health Uninsured3.1%
Veteran12.3%

Local Discussions

Community questions and conversations about living in Santa Margarita, CA.

  1. Is Santa Margarita, CA a good place to buy a house?

    Local perspectives on Santa Margarita home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Santa Margarita, CA for families?

    Local insights on Santa Margarita neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Santa Margarita, CA housing market?

    Local insights on Santa Margarita home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Santa Margarita, CA?

    Compare Santa Margarita home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Santa Margarita, CA?

    Explore Santa Margarita neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Santa Margarita, CA?

    Learn how Santa Margarita home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Santa Margarita, CA?

    Learn how Santa Margarita property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Santa Margarita, CA for first-time home buyers?

    Explore Santa Margarita neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Santa Margarita, CA?

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  10. What should I know before moving to Santa Margarita, CA?

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Neighborhoods in Santa Margarita, CA

No neighborhoods were found in the current property sample.