Panama City Beach, FL Housing Market & City Data

Explore key insights and real experiences from people who call Panama City Beach home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

12,583
Population Estimate
$242,334
Median Home Value
97.2%
Employment Rate
31.5%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$351
Median Listing Price$474,388
Median Days on Market111
Active Listings1112
New Listings186
Total Listings (Active + Pending)1314
Avg Listing Price$629,262
Avg Listing Price Change MoM-3%
Avg Listing Price Change YoY1%

HOUSEHOLD OVERVIEW

Family Size2.9
Family Dual Income48.8
Median Household Income$63,912
Median Individual Income$34,126
Home Ownership62.4%
Home Value$242,334
Median Rent$1,268
Rent Burden26.6%
Poverty4.7%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED7.3%
  • Highschool Education24.3%
  • Some College36.9%
  • Bachelors Degree22.3%
  • Graduate Degree9.2%
  • Total College or Above31.5%
  • Stem Degree43.4%

GENDER BREAKDOWN

  • Male51.7%
  • Female48.3%

MARITAL STATUS

  • Married52.6%
  • Divorced16.5%
  • Never Married25.2%
  • Widowed5.7%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityPanama City Beach
State IDFL
Population12,583

AGE BREAKDOWN

Age Group% of Population
Under 1818.5%
19–2914.3%
30–3913.9%
40–4912.5%
Age Group% of Population
50–5914.3%
60–6915.6%
70–799.0%
80+2.1%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation64.7%
Unemployment Rate2.8%
Disabled14.4%

ETHNICITY

White84.4%
Black6.2%
Asian3.3%
Native American0.3%
Pacific Islander0.0%
Other1.3%
Multiple4.5%

OTHER

Hispanic6.0%
Limited English1.0%
Health Uninsured11.4%
Veteran15.4%

Local Discussions

Community questions and conversations about living in Panama City Beach, FL.

  1. Is Panama City Beach, FL a good place to buy a house?

    Local perspectives on Panama City Beach home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Panama City Beach, FL for families?

    Local insights on Panama City Beach neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Panama City Beach, FL housing market?

    Local insights on Panama City Beach home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Panama City Beach, FL?

    Compare Panama City Beach home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Panama City Beach, FL?

    Explore Panama City Beach neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Panama City Beach, FL?

    Learn how Panama City Beach home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Panama City Beach, FL?

    Learn how Panama City Beach property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Panama City Beach, FL for first-time home buyers?

    Explore Panama City Beach neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Panama City Beach, FL?

    Local perspectives on Panama City Beach neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Panama City Beach, FL?

    What newcomers should know about Panama City Beach housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Panama City Beach, FL

Neighborhoods in Panama City Beach, FL

Get to know neighborhoods in Panama City Beach, ordered by the number of properties in the provider sample.

  • El Centro Beach

    El Centro Beach ↗

    Median asking price
    $325,000
    / sq ft
    $310
    Active listings
    20
    properties in discovery sample
    46
    —

    Nearby schools · estimated

    Ratings not available

  • Carillon Beach

    Carillon Beach ↗

    Median asking price
    $2,410,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    40
    —

    Nearby schools · estimated

    Ratings not available

  • Bay Point

    Bay Point ↗

    Median asking price
    $549,900
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    18
    —

    Nearby schools · estimated

    Ratings not available

  • Bid-a-wee Beach

    Bid-A-Wee Beach ↗

    Median asking price
    $899,000
    / sq ft
    $612
    Active listings
    13
    properties in discovery sample
    14
    —

    Nearby schools · estimated

    Ratings not available

  • Treasure Island Beachfront Condo – Panama City Beach

    Treasure Island ↗

    Median asking price
    $414,900
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    12
    —

    Nearby schools · estimated

    Ratings not available

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.