Independence, KY Housing Market & City Data

Explore key insights and real experiences from people who call Independence home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

28,521
Population Estimate
$173,737
Median Home Value
97.0%
Employment Rate
28.5%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$191
Median Listing Price$391,250
Median Days on Market36
Active Listings73
New Listings40
Total Listings (Active + Pending)112
Avg Listing Price$411,587
Avg Listing Price Change MoM7%
Avg Listing Price Change YoY5%

HOUSEHOLD OVERVIEW

Family Size3.35
Family Dual Income67.6
Median Household Income$81,657
Median Individual Income$37,018
Home Ownership79.5%
Home Value$173,737
Median Rent$960
Rent Burden19.6%
Poverty5.6%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED8.3%
  • Highschool Education30.3%
  • Some College32.8%
  • Bachelors Degree19.9%
  • Graduate Degree8.6%
  • Total College or Above28.5%
  • Stem Degree45.6%

GENDER BREAKDOWN

  • Male50.5%
  • Female49.5%

MARITAL STATUS

  • Married55.5%
  • Divorced12.5%
  • Never Married28.8%
  • Widowed3.3%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityIndependence
State IDKY
Population28,521

AGE BREAKDOWN

Age Group% of Population
Under 1828.6%
19–2912.2%
30–3915.9%
40–4915.1%
Age Group% of Population
50–5913.7%
60–697.8%
70–795.3%
80+1.5%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation74.7%
Unemployment Rate3.0%
Disabled11.7%

ETHNICITY

White94.2%
Black2.6%
Asian1.5%
Native American0.1%
Pacific Islander0.1%
Other0.4%
Multiple1.0%

OTHER

Hispanic1.2%
Limited English1.3%
Health Uninsured4.2%
Veteran8.8%

Local Discussions

Community questions and conversations about living in Independence, KY.

  1. Is Independence, KY a good place to buy a house?

    Local perspectives on Independence home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Independence, KY for families?

    Local insights on Independence neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Independence, KY housing market?

    Local insights on Independence home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Independence, KY?

    Compare Independence home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Independence, KY?

    Explore Independence neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Independence, KY?

    Learn how Independence home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Independence, KY?

    Learn how Independence property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Independence, KY for first-time home buyers?

    Explore Independence neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Independence, KY?

    Local perspectives on Independence neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Independence, KY?

    What newcomers should know about Independence housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Independence, KY

Neighborhoods in Independence, KY

No neighborhoods were found in the current property sample.