Coldwater, OH Housing Market & City Data

Explore key insights and real experiences from people who call Coldwater home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

4,562
Population Estimate
$142,016
Median Home Value
98.0%
Employment Rate
22.6%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$178
Median Listing Price$302,500
Median Days on Market35
Active Listings8
New Listings4
Total Listings (Active + Pending)9
Avg Listing Price$346,225
Avg Listing Price Change MoM-20%
Avg Listing Price Change YoY3%

HOUSEHOLD OVERVIEW

Family Size3.17
Family Dual Income64
Median Household Income$59,719
Median Individual Income$35,833
Home Ownership80.8%
Home Value$142,016
Median Rent$632
Rent Burden20.8%
Poverty2.3%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED6.5%
  • Highschool Education44.8%
  • Some College26.0%
  • Bachelors Degree16.9%
  • Graduate Degree5.7%
  • Total College or Above22.6%
  • Stem Degree42.5%

GENDER BREAKDOWN

  • Male48.0%
  • Female52.0%

MARITAL STATUS

  • Married60.4%
  • Divorced6.5%
  • Never Married21.4%
  • Widowed11.8%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityColdwater
State IDOH
Population4,562

AGE BREAKDOWN

Age Group% of Population
Under 1830.2%
19–2913.0%
30–3913.0%
40–498.9%
Age Group% of Population
50–5911.4%
60–699.3%
70–797.8%
80+6.3%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation67.8%
Unemployment Rate2.0%
Disabled7.9%

ETHNICITY

White99.3%
Black0.5%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Multiple0.2%

OTHER

Hispanic3.4%
Limited English0.0%
Health Uninsured3.2%
Veteran7.2%

Local Discussions

Community questions and conversations about living in Coldwater, OH.

  1. Is Coldwater, OH a good place to buy a house?

    Local perspectives on Coldwater home prices, buyer demand, neighborhoods, and what to consider before buying a home.

    0
  2. What are the best neighborhoods in Coldwater, OH for families?

    Local insights on Coldwater neighborhoods, schools, parks, commute times, and other factors families may want to consider.

    0
  3. What should home buyers know about the Coldwater, OH housing market?

    Local insights on Coldwater home prices, housing inventory, buyer competition, and current real estate market conditions.

    0
  4. Is it better to buy or rent a home in Coldwater, OH?

    Compare Coldwater home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

    0
  5. What are the most affordable neighborhoods in Coldwater, OH?

    Explore Coldwater neighborhoods where home buyers may find more affordable housing options and better value for their budget.

    0
  6. How much income do you need to buy a house in Coldwater, OH?

    Learn how Coldwater home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

    0
  7. How much are property taxes on a home in Coldwater, OH?

    Learn how Coldwater property taxes are calculated and how they can affect the overall cost of owning a home.

    0
  8. What are the best neighborhoods in Coldwater, OH for first-time home buyers?

    Explore Coldwater neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

    0
  9. What is it like to live in Coldwater, OH?

    Local perspectives on Coldwater neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

    0
  10. What should I know before moving to Coldwater, OH?

    What newcomers should know about Coldwater housing costs, neighborhoods, transportation, weather, and everyday expenses.

    0

Top Real Estate Agents in Coldwater, OH

Neighborhoods in Coldwater, OH

No neighborhoods were found in the current property sample.