Cape Coral, FL Housing Market & City Data

Explore key insights and real experiences from people who call Cape Coral home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

4.8
Average City Rating
194,495
Population Estimate
$229,883
Median Home Value
94.0%
Employment Rate
23.3%
Bachelor's Degree+

Cape Coral City Reviews

Real experiences from people who call Cape Coral home.

4.8
(6 Reviews)

Cape Coral is really a unique city, especially if you love boating, fishing, being outdoors, and enjoying the Florida lifestyle. One of the biggest things that makes Cape Coral special is its waterfront. With roughly 400 miles of canals, it's one of the largest canal systems in the world. And what's really interesting is that compared to many other waterfront communities in Florida, Cape Coral can offer some pretty good value for Gulf access homes. Imagine having your boat right behind your house and being able to head out fishing, visit waterfront restaurants, or spend the day exploring the islands and beaches of Southwest Florida. Now, not all waterfront homes are the same. Some have direct Gulf access, some require navigating bridges and canals, and others are on freshwater canals with no Gulf access. That's something I would definitely want to understand before buying. But Cape Coral is much more than just boating! The city has been investing in parks, recreation, and amenities for residents. Places like the Yacht Club area, Four Mile Cove Ecological Preserve, Rotary Park, and the newer Lake Kennedy Racquet Center offer opportunities to enjoy the outdoors, nature, sports, and activities. And there's quite a bit happening with future development. Projects like Bimini Square, The Cove at 47th, and the redevelopment of the Yacht Club area are part of the city's continued growth. I'm excited to see how these projects help shape Cape Coral over the coming years, although development timelines and plans can certainly change. One thing I think people should understand is just how large Cape Coral is. The southern part of the city has many of the more established neighborhoods, waterfront communities, restaurants, and marinas. As you move north, you'll find more newer construction, vacant land, and areas that are still developing. There are definitely some things to consider before buying here. Insurance and flood zones can vary quite a bit. Some areas still have well and septic systems, and you'll want to understand any utility assessments. Traffic and bridge crossings into Fort Myers can also be a consideration depending on where you work and how often you travel. Another thing I like is that many neighborhoods don't have HOAs, which can be attractive if you want a little more flexibility with your property. As far as the real estate market, Cape Coral has experienced quite a shift since prices peaked in 2022. We've seen values come down, inventory increase, and buyers have more opportunities to negotiate. But location, condition, and pricing still make a huge difference. I think Cape Coral has a lot to offer, whether you're looking for a waterfront home, a place to raise a family, a winter getaway, or somewhere to enjoy retirement. My biggest advice would be to really explore the different areas of the city before deciding where to buy. Southwest Cape Coral can feel very different from Northwest Cape Coral, and understanding those differences can make a huge impact on your lifestyle. Cape Coral is still a growing city, and I'm excited about what the future holds. There's a lot to love here, but like anywhere, it's important to understand both the good and the challenges before making a move.

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Elizabeth Steele

Cape Coral, FL, is renowned for its stunning waterfront views, offering residents a unique blend of natural beauty and modern amenities. Located in Southwest Florida, Cape Coral boasts over 400 miles of navigable waterways, earning it the title of "Waterfront Wonderland." These extensive canals provide ample boating, fishing, and watersports opportunities, making it a paradise for outdoor enthusiasts. The city's well-planned infrastructure includes numerous parks, golf courses, and nature preserves, offering a variety of recreational activities for residents of all ages. In addition to its natural allure, Cape Coral is celebrated for its thriving community and high quality of life. The city features excellent schools, diverse shopping and dining options, and top-notch healthcare facilities. The local economy is robust, supported by businesses and industries, providing ample employment opportunities. Cape Coral's friendly neighborhoods, safe environment, and active social scene make it ideal for families, retirees, and young professionals. With its year-round warm climate, vibrant cultural events, and welcoming community, Cape Coral, FL, truly offers a fantastic lifestyle for its residents. https://realestateservicenow.com/cape-coral-FL

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Cape Coral, FL is a family oriented, waterfront wonderland perfect for part time residents, retirement, or full time Florida living! We are know for our canals, gulf access property, parks, beaches, proximity to all the FL hotspots, bike friendly community, and so much more!

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Gwen Martin

Cape Coral, Florida, is a city located in Lee County, on the Gulf of Mexico. It was founded in 1957 and has since grown into one of the largest cities in Florida. Here are some key aspects of Cape Coral: Waterfront Wonderland: Cape Coral is known as a "Waterfront Wonderland," with over 400 miles of navigable waterways, more than any other city in the world. This extensive network of canals has earned it a unique place among cities in Florida. Geography and Climate: The city is situated on a large peninsula, bordered by the Caloosahatchee River on the east and Matlacha Pass on the west. It enjoys a typical Florida climate, characterized by hot, humid summers and mild winters, making it a popular destination for tourists and retirees. Real Estate and Development: Initially developed as a master-planned community, Cape Coral has seen rapid growth over the years. The city's real estate market is known for its affordable waterfront homes, making it an attractive place for homebuyers. Recreation and Lifestyle: With its abundance of waterways, boating, fishing, and water sports are popular activities in Cape Coral. The city also offers various parks, golf courses, and nature preserves, as well as cultural amenities like art galleries, theaters, and a range of dining options. Demographics and Economy: The population of Cape Coral has been growing steadily, with a diverse mix of families, retirees, and seasonal residents. The economy is primarily driven by health care, retail, and real estate, with tourism also playing a significant role. Environmental Concerns: As a city with extensive coastal and canal systems, Cape Coral faces environmental challenges related to water quality and wildlife conservation. Efforts are ongoing to address issues such as red tide and the preservation of local ecosystems. Transportation: The city is served by several major roads, including Veterans Parkway and Cape Coral Parkway. While public transportation options are limited, the road network provides easy access to neighboring cities and attractions in Southwest Florida. Cape Coral combines the charm of a small coastal town with the amenities of a larger city, making it a unique and attractive place to live and visit.

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Alex Owens

Cape Coral, located near Fort Myers is known for its hundreds of miles of canals flowing through the city. Cape Coral is often overlooked for the typical "beach Florida vacation" but still has much to offer! Cape Coral offers many outdoor experiences such as farmers' markets, kayaking, and boat tours.

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David Sepulveda

While 2020 represented the shock of the COVID-19 pandemic, 2021 demonstrated the strength of the business and real estate community persevering through it and even progressing beyond it. Southwest Florida experienced steady growth across all business sectors. Residential real estate continued to soar as the combined populations of Lee and Collier counties eclipsed one million residents, according to 2020 U.S. Census data.

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Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$239
Median Listing Price$399,450
Median Days on Market82
Active Listings2540
New Listings644
Total Listings (Active + Pending)3208
Avg Listing Price$528,786
Avg Listing Price Change MoM-0%
Avg Listing Price Change YoY-2%

HOUSEHOLD OVERVIEW

Family Size3.31
Family Dual Income46.8
Median Household Income$61,599
Median Individual Income$30,000
Home Ownership74.5%
Home Value$229,883
Median Rent$1,244
Rent Burden30.6%
Poverty10.4%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED8.2%
  • Highschool Education37.3%
  • Some College31.1%
  • Bachelors Degree15.8%
  • Graduate Degree7.5%
  • Total College or Above23.3%
  • Stem Degree39.7%

GENDER BREAKDOWN

  • Male49.6%
  • Female50.4%

MARITAL STATUS

  • Married52.0%
  • Divorced15.2%
  • Never Married25.5%
  • Widowed7.3%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityCape Coral
State IDFL
Population194,495

AGE BREAKDOWN

Age Group% of Population
Under 1820.3%
19–2910.2%
30–3910.8%
40–4913.0%
Age Group% of Population
50–5915.0%
60–6915.0%
70–7910.5%
80+5.2%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation58.2%
Unemployment Rate6.0%
Disabled12.9%

ETHNICITY

White89.5%
Black5.2%
Asian1.8%
Native American0.2%
Pacific Islander0.0%
Other1.8%
Multiple1.6%

OTHER

Hispanic20.9%
Limited English4.5%
Health Uninsured12.6%
Veteran9.4%

Local Discussions

Community questions and conversations about living in Cape Coral, FL.

  1. Is Cape Coral, FL a good place to buy a house?

    Local perspectives on Cape Coral home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Cape Coral, FL for families?

    Local insights on Cape Coral neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Cape Coral, FL housing market?

    Local insights on Cape Coral home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Cape Coral, FL?

    Compare Cape Coral home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Cape Coral, FL?

    Explore Cape Coral neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Cape Coral, FL?

    Learn how Cape Coral home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Cape Coral, FL?

    Learn how Cape Coral property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Cape Coral, FL for first-time home buyers?

    Explore Cape Coral neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Cape Coral, FL?

    Local perspectives on Cape Coral neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Cape Coral, FL?

    What newcomers should know about Cape Coral housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Cape Coral, FL

Neighborhoods in Cape Coral, FL

Get to know neighborhoods in Cape Coral, ordered by the number of properties in the provider sample.

  • Downtown Cape Coral Florida

    Downtown Cape Coral ↗

    Median asking price
    $249,900
    / sq ft
    $214
    Active listings
    7
    properties in discovery sample
    185
    C

    Nearby schools · estimated

    5.7/10 · 20 schools

  • Yacht Club Colony

    Yacht Club ↗

    Median asking price
    $579,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    11
    C

    Nearby schools · estimated

    5.7/10 · 20 schools

  • Four Mile Cove Ecological Preserve

    Four Mile Cove ↗

    Median asking price
    $216,450
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    3
    C

    Nearby schools · estimated

    5.5/10 · 24 schools

  • Cape at Savona Point

    Savona ↗

    Median asking price
    $200,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    3
    C

    Nearby schools · estimated

    5.7/10 · 20 schools

  • Coral Oaks Golf Course

    Coral Oaks Golf Course ↗

    Median asking price
    $178,375
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    2
    C

    Nearby schools · estimated

    5.5/10 · 24 schools

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.