Shari Howard

I have never had an appraiser come in low, but this is why I do my due diligence to accurately provide comps. Now, providing the appraisal was based on a contingency, both the buyer and seller have options. The buyer has the option to cover the gap. If the buyer is unable to cover the gap, they can either appeal the appraisal, but with unlikely positive results, they can also switch lenders. If the seller is unable or unwilling, the sales price can also be renegotiated. If that is not an applicable, the next option would be to simply put the home back on the market and try again. All being said and done, it is okay to offer appraisers your comps that support the listing price.

Good morning. First and foremost, you are not overreacting. Simply and legally put, the answer should be no. This isn't always the case though. There are forms that can be utilized to allow this to happen. Bear in mind, each and every situation is different. Trust your gut.

100%. You own that inspection. Now some inspectors may not like it as some buyers interfere with asking all sorts of questions or simply by being in the way, but when picking and scheduling an inspection, discuss your intentions with the inspector.