Service Areas
About Pam Smith
Specialties
- Sellers
- Buyers
- Residential Property
Awards
-
2025
TOP AGENT
Desoto, TX
2025
TOP AGENT
Duncanville, TX
2025
TOP AGENT
Cedar Hill, TX
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Pam Smith's Reviews & Ratings
- Responsive
- Knowledgeable
- Professional
- Communicative
- Outstanding
- Hard working
- Attentive
- Sold Quickly
- Trustworthy
- Available Remotely
Roberto Moreno
Lkwhite56
ZillowVERIFIEDIt was a pleasure to work with Pam throughout the sale of our home. She is knowledgeable about the housing market; she kept us "in the loop" as things developed; and she responded promptly to every email and phone call. We would certainly recommend her to anyone looking for a great realtor.
Raghavendra Prasad
She is outstanding realtor. I listed my home 4 other realtors before but could not sell it. She was meticulously thorough, went through everything in a professional way, on first day of listing got 3 showings and the first one bought the house. She was there with me through the entire process till the end. I selected her because she sold more homes in our area than any other other. Now I recommend her highly because she delivered.
User6481126
ZillowVERIFIEDPam was fantastic! I live in another state, Pam guided me every step of the way. I had renters in my home for several years before deciding to sell it, Pam not only arranged for repairs and improvements to be made, she helped me decide on which areas I should invest in to make the maximum profit... in addition she checked up on the work and let me know how it was progressing. She definitely kept my mind at ease being far away. The entire process was great thanks to her! I would highly recommend Pam to anyone out there looking for a dedicated and knowledgeable agent!
Wigglewire
ZillowVERIFIEDPam is very nice and easy to work with. She also helped me source local contractors as needed and made the sale of my house easy. She hired a photographer to take all the pictures which helped attract many potential buyers the first few days. I receive offers immediately and closed my house in a reasonable amount of time.
Answered Questions
There are a number of really good options for you. Depending on your credit score and whether you go FHA or conventional, you could look into the FHA 203(k) loan for major renovations, or the FHA 203(k)(s) loan for renovations that are more cosmetic in nature. If you wish to get a conventional loan, Fannie Mae offers the HomeStyle Renovation Loan. Another couple of conventional loan options: Freddie Mac offers the CHOICERenovation Loan and the CHOICEReno eXPress loans. All those products allow you to borrow money based on the purchase price plus the expected cost of the renovations, with down payments as low as 3% of the the total expected cost. Visit with your lender to determine which loan product is best for you.
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