Service Areas
About Pam Smith
My Client-First Philosophy
There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work.
That said, in my many years of experience as a Dallas and Fort Worth Metroplex real estate professional, I've also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs. I work hard to live up to my slogan "Common name . . . Uncommon service!"
This "client first" philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently. They've also helped me to extend the range of services I provide to my clients.
Specialties
- Sellers
- Buyers
- Residential Property
Awards
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2026
TOP AGENT
Desoto, TX
2026
TOP AGENT
Red Oak, TX
2026
TOP AGENT
Duncanville, TX
Answered Questions
There are a number of really good options for you. Depending on your credit score and whether you go FHA or conventional, you could look into the FHA 203(k) loan for major renovations, or the FHA 203(k)(s) loan for renovations that are more cosmetic in nature. If you wish to get a conventional loan, Fannie Mae offers the HomeStyle Renovation Loan. Another couple of conventional loan options: Freddie Mac offers the CHOICERenovation Loan and the CHOICEReno eXPress loans. All those products allow you to borrow money based on the purchase price plus the expected cost of the renovations, with down payments as low as 3% of the the total expected cost. Visit with your lender to determine which loan product is best for you.
Trusted Professionals
Trusted Pro
Pam Smith is a Trusted Pro with a network of verified professionals.

Loanofficer
Cleaning Service
