Khem Kadariya

I'm going to assume you've already found a home by now, but four years isn't really the issue. It comes down to how the experience felt. From what you shared, it sounds like you were doing most of the work, finding homes yourself, and still missing opportunities. That's not how it should be. A strong agent should be proactive, keep you informed on relisted homes, move quickly on showings, and guide you on things like location before you get too invested. The missed $895K home and the situation with the area you asked about are both signs of a lack of follow through. It's not about whether your agent is nice. It's about whether they're actually helping you win. At this point, it's completely reasonable to either reset expectations with them or talk to another agent and see if the experience feels different.

This is actually one of the most important decisions you'll make in the entire process, and it's not just about the highest number on paper. Before anything else, I'm curious, are you working with a realtor right now or are you selling on your own? The reason I ask is because if you do have an agent, this is exactly where they should be stepping in and walking you through the pros and cons of each offer in detail. This isn't a small decision, it's literally choosing which buyer is most likely to get you to the closing table with the least risk. If you're a for-sale-by-owner, then this is a completely valid question and you're doing the right thing by asking. But if you already have an agent and still feel unsure, then something is missing in how this is being explained to you. Now, just to give you some quick clarity, the best offer is not always the highest one. A cash offer is usually the safest because there's no financing risk, but it may come in lower. An over-asking offer with financing can look great, but it depends on the buyer's strength and the appraisal. A large down payment is a good sign of strength, but it still comes down to how solid the overall terms are. At the end of the day, you're really comparing risk versus reward, not just price. But again, this is exactly the kind of situation where your agent should be breaking this down for you and helping you make a confident decision, not leaving you guessing.