Service Areas
About Jack Cutrone
I'm Jack Cutrone, a Licensed Real Estate Salesperson with Patriot Real Properties, proudly serving buyers, sellers, and investors throughout Suffolk and Nassau Counties on Long Island.
As a Military Relocation Professional (MRP) and Pricing Strategy Advisor (PSA), I bring specialized knowledge to every transaction, whether you're purchasing your first home, selling a property, relocating to Long Island, or exploring residential and commercial investment opportunities.
I work closely with veterans, military families, first-time homebuyers, experienced homeowners, and real estate investors. My approach is straightforward: honest advice, clear communication, strong negotiation, and personal attention from start to finish.
Beyond helping clients buy and sell real estate, I'm an active voice in the Long Island community and a contributor to local publications, where I write about housing affordability, real estate trends, and issues affecting homeowners and local businesses.
I believe real estate is about more than closing a deal. It's about helping people make informed decisions, protect their investments, and achieve their goals.
Whether you're buying, selling, or investing on Long Island, I'd welcome the opportunity to earn your trust and your business.
Jack Cutrone
Licensed Real Estate Salesperson | MRP | PSA
Patriot Real Properties
631-926-9592
[email protected]
www.JackCutrone.com
OTHER LANGUAGES
Community Involvement
HOBBIES/INTEREST
FAMILY
Credentials
LICENSE
Designation
PSA (Pricing Strategy Advisor)
Military Relocation Professional
Specialties
- Buyer's Agent
- Commercial Properties
- First Time Home Buyers
- Home Buyers
- Home Sellers
- Listing Agent
- Luxury Specialist
- Military/Veterans
- New Construction
- Residential Real Estate
FAQ
Answered Questions
YesaEUR"if your mortgage note says 4.75% fixed for the life of the loan, the end of the buydown does not trigger a market-rate reset. Technically, your rate is already 4.75%. The 2-1 buydown temporarily subsidizes your payments: - Months 1"12: You pay an amount based on 2.75%. - Months 13"24: You pay an amount based on 3.75%. - Month 25 onward: You pay the full principal-and-interest payment at 4.75%. That is how a standard temporary buydown works: the subsidy ends, and you take over the full contractual payment. singlefamily.fanniemae.com Your total monthly bill can still change if property taxes, homeowners insurance, or escrow adjustments increase. With new construction, watch particularly for a tax assessment that begins including the completed house instead of just the land. Based on what you described, your understanding is correct: the scheduled payment steps up to the full 4.75% payment, and the fixed rate stays there.
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