David Koch
NMLS Verified

David Koch

The Money StoreNMLS #1475785
Saint Charles, IL8 Years of Experience2 Trusted Pro Network

About

I’m David Koch, a Senior Loan Originator with The Money Store and a mortgage loan officer serving the western suburbs of Chicago, including DuPage County, Wheaton, Naperville, Glen Ellyn, Downers Grove, Lombard, and nearby communities. As a Certified Mortgage Advisor™ and Certified Veteran Mortgage Advisor™, I bring more than eight years of banking and mortgage experience to every client. I help first-time home buyers get pre-approved, understand their financing options, and move through the mortgage process with confidence. I also help veterans use their VA home loan benefits, homeowners manage debt and build wealth, and real estate investors finance properties that support cash flow. For real estate agents, I provide responsive...

Education Certificates

Illinois State University - Bachelor's Degree, Certified Mortgage Advisor(TM) (CMA), Certified Veteran Mortgage Advisor(TM) (VMA)

Awards

Mainstreet Organization of REALTORS(R) Affiliate of the Year 2025 | UMortgage Create Strong Communities Award 2023, 2025

Primary Markets

  • Batavia, IL
  • Bellwood, IL
  • Berkeley, IL
  • Broadview, IL
  • Chicago, IL
  • Elburn, IL
  • Elmhurst, IL
  • Forest Park, IL
  • Geneva, IL
  • Glen Ellyn, IL
  • Hillside, IL
  • Hines, IL
  • Lafox, IL
  • Lombard, IL
  • Maywood, IL

Client Success

55
Loans Closed
$16M
Loan Volume
8
Loan Types

Loan Specialties

Fixed-Rate

Interest-Only

Adjustable-Rate

Bridge / Gap Financing

Construction-to-Permanent

VA

Who I specialize in helping

First-Time HomebuyersVeterans & Active-Duty MilitarySelf-Employed / Nontraditional Income Borrowers

Recently Closed Leads

Loan TypeLoan AmountPurposeCityClose Date
Conventional$130,000RefinanceSt. Charles, IL08/18/2026
Conventional$256,500PurchaseWheaton, IL08/14/2026
VA$397,700PurchaseAllendale, MI08/05/2025
Conventional$349,125PurchaseHampshire, IL07/30/2026
FHA$216,015PurchasePaxton, IL07/29/2026
FHA$255,290PurchaseWheatfield, IN07/10/2026
Conventional$255,000PurchaseTinley Park, IL07/02/2026
Home Equity Loan$35,000RefinanceCoal Valley, IL06/25/2026
Conventional$252,200PurchaseBloomington, IL06/24/2026
VA$1,400,000PurchaseChicago, IL06/17/2026

Photo Gallery

Reviews

5.0 (104 reviews)

Nina

Apr 28, 2026

5.0
FastExpertVERIFIED

We couldn’t be happier with the service we received from David and his team. We were in a tight situation, and they stepped in with confidence and efficiency, making the entire process smooth and stress-free. Thanks to their dedication and expertise, we closed right on time. David was consistently available, responsive, and patient in answering all of our questions from start to finish. Highly recommend working with David and his team if you’re looking for reliable, top-notch service!

Alexandra

Mar 17, 2026

5.0
FastExpertVERIFIED

As first-time prospective homebuyers, David has been incredibly helpful throughout this process. We started out feeling pretty clueless, and he has guided us to a point where we now have a solid understanding of both the homebuying process and the information we need to make an informed decision. The pre-approval process was quick and seamless, and it’s obvious that he genuinely cares about helping his clients. We’re excited for what's ahead and would highly recommend working with David!

Timothy

Dec 25, 2025

5.0
FastExpertVERIFIED

David was phenomenal in helping us through the process of obtaining a mortgage for our first home! He was very thorough throughout and made sure we fully understood the process and everything involved! Highly recommend using David!!

Caleb

Oct 20, 2025

5.0
FastExpertVERIFIED

David is top of his class when it comes to helping out his clients. As a first time homebuyer, I had tons of questions and David was able to answer them all clearly, helping my wife and I through the homebuying process. He is also at the ready to help and answer questions at most any time of day. So grateful we had David on our team and would 11/10 recommend him to others!

Sarah

Sep 30, 2025

5.0
FastExpertVERIFIED

David is truly a treasure of the profession. His responsiveness and timeliness were unmatched, always just a call or text away. He stuck with us through some dramatic twists in luck and circumstances, bringing deep knowledge, professionalism, and good humor to situations that often felt impossible. Thanks to his persistence and expertise, he found a way to get us to closing despite the odds being heavily stacked against us. I would never hesitate to work with him again. Thank you, David!