Answers by Varonica Alexander

Don’t quit your current job until you secure your new home. Once that has been established then switch jobs. If you quit before securing your new home, many lenders will require you to work there for 2 to 3 years in order to give you credit to buy a home. Sometimes if it is the same line of industry it can help but lenders want to know that you have a stable income.

Is he contributing to the household financially? If he is contributing financially in any way and since the state of Texas is a community state, are you common law married? If so, then there could be some debate in that.

Get a preapproval for your new home. The lender will help you to understand what your payment will be and maximum amount that they will lend you. That amount can be different for different lenders which is why I suggest to get more than one preapproval. This causes lenders to fight for your business and you in return get a better interest rate.