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Loodmy Jacques

Answers by Loodmy Jacques

10 answers · 50 pts

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

Honestly, it depends on your market and price point, but here's what I've seen play out time and again: If your carpets are truly dated or stained, like they make you cringe when you walk in, yeah, I'd replace them. Buyers are emotional. They'll lowball you over ugly carpet even if everything else is pristine. And trust me, they won't give you full credit for a flooring allowance. They'll either ask for more money off than it would've cost you to do it, or they'll just move on to the next house. That said, if the carpets are just "older" but clean and neutral, you might be fine leaving them. Some buyers actually prefer carpet in bedrooms, especially families with young kids. I've had clients who specifically wanted it for noise reduction and comfort. Florida's a mixed bag on this. Tile everywhere can feel cold to some people, even in a warm climate. Here's my rule of thumb: if you're selling under $400K, a flooring allowance can work, but make it clear in the listing. Over that, buyers expect move-in ready, and carpet that "shows wear" will hurt you at showings. They'll fixate on it during walkthroughs, and suddenly your beautiful kitchen doesn't matter anymore. If you do replace, LVP is smart. It's durable, holds up in Florida's humidity, and appeals to a wide range of buyers. Just don't go too cheap or too trendy with the color. Neutral, wood-look tones in a mid-range product are your safest bet. I've seen people go with gray-wash oak or a warm walnut tone and it photographs beautifully. Bottom line? If it's in your budget and the carpet genuinely looks tired, do the work now. You'll likely net more and sell faster. If money's tight, test the market as-is, but be ready to negotiate hard on price. Just know that every buyer who walks through will mentally be deducting that flooring cost, and then some.

How do I say I don't want my sister in law as my realtor?

Asked by Liz | Fort Worth, TX | 04-13-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

This is tricky, but family and business rarely mix well, especially when there's this much money on the line. Your house is probably your biggest asset. Using someone brand new is a huge risk. She doesn't have the experience to price it right or negotiate multiple offers. A bad listing can cost you tens of thousands. Here's what I'd do. Frame it around your needs, not her lack of experience: "We really appreciate you thinking of us. But we've already been talking to someone who specializes in our neighborhood and has tons of comps for our exact area." Or: "We're in a tight spot financially and need every dollar we can get. I'd feel terrible putting that pressure on you when you're just starting out." You could let her help stage or assist your actual agent if you want to keep the peace. Whatever you do, don't cave to avoid awkwardness. I've watched people lose serious money using a friend or relative who wasn't ready. One uncomfortable conversation beats a lowball offer any day.

Is it a scam?

Asked by Sheryl | Chattanooga, TN | 04-13-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

They're not scams, but you'll get lowballed hard. These are investors who need to buy cheap enough to flip or rent for profit. You might get 60-70 cents on the dollar, sometimes worse. The "fast and easy" part is real, but you're paying a huge premium for convenience. When it makes sense: you're in a serious bind, need to sell immediately, can't afford repairs, or dealing with foreclosure or divorce. But if you have any wiggle room, list it with a realtor as-is. Plenty of buyers want fixer-uppers. You'll get more money even after paying commission. If you explore it, get multiple cash offers and compare. Never take the first one. And don't sign anything without reading it carefully. Bottom line: it's not a scam, but it's also not charity. They're buying low to sell high. Just know what you're giving up.

No permits. Can I sell my house?

Asked by Mark | Richmond, KY | 04-13-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

You can still sell it, but it's gonna complicate things and cost you money. Here's the deal. Most buyers get inspections, and unpermitted work will get spotted. When that happens, buyers either walk or demand a big price cut. Lenders hate unpermitted work too, so you might only get cash buyers, which means less money. The city won't automatically come after you for selling. But if it comes up during inspections or the buyer reports it, it can turn into a mess. Worst case, you get permits after the fact (expensive) or remove the work if it doesn't meet code. Your options: Sell as-is and disclose the unpermitted work upfront. Some buyers won't care, especially investors. You'll just get less money. Or get permits retroactively before you list. It's a hassle and costs money, but makes the house easier to sell at a better price. Don't hide it. That's how you get sued later. Disclose everything and let the buyer decide.

Should I renovate before selling?

Asked by Mike | Toledo, OH | 04-13-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

This one's all about the numbers. Foundation issues scare buyers. Lenders won't touch it, so you're looking at cash buyers only, which means deep discounts. Maybe 20-30% less than market value. But foundation work is expensive and unpredictable. A $30K estimate can balloon to $60K. And even after you fix it, buyers will still be nervous. You won't get full credit for the work. Run the math. Get quotes for the repair. Then ask a local realtor what your house would sell for as-is versus fixed. If the spread is less than what you'd spend on repairs, sell as-is. The historical value might attract specific buyers who'll pay up despite the issues. But if it's just "old," that's adding risk, not value. My take? Unless the ROI is crystal clear and you have cash for overruns, list it as-is. Price it right, disclose everything, and you'll find a buyer.

Home title

Asked by Karla Kay Story | Ocala, FL | 04-10-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

Why are you thinking about doing this? That's important because there might be better ways to handle it. If it's for estate planning so she inherits easily, just put it in your will or set up a transfer-on-death deed. Way cleaner and you keep full control. If you add her to the title now, here's what happens: you lose full control of your house. She'd have to agree to sell or refinance. If she gets sued, divorces, or has creditor problems, your house could be at risk. And you might trigger gift tax issues depending on your state. Plus, she loses the tax benefit. If she inherits it later, she gets a stepped-up basis and pays way less in capital gains if she sells. If you add her now, she's stuck with your original purchase price for tax purposes. Talk to an estate attorney before you do anything. This seems simple but it can create a mess.

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

The stuff that makes the biggest impact is cheap and fast: Power wash everything. Siding, driveway, walkways. $150 to rent or $300-500 to hire out. Instant facelift. Paint the front door. Bold color or classic black. One afternoon, under $100. Buyers fixate on it in photos. Clean up landscaping. Trim overgrown stuff, pull weeds, add fresh mulch, plant cheap colorful flowers near the entrance. $200-300 total. New house numbers and mailbox if yours are beat up. Under $100. Update the porch light if it's old or rusty. $50-100. Touch up peeling paint around windows or trim. Just fix what's obvious. Skip expensive stuff like new siding or a roof unless it's falling apart. Clean, tidy, and welcoming beats fancy every time.

I have vacant property with 2 gas wells on it no leases or easement

Asked by Bruce | Newstead NY 14004 | 04-09-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (18 hours ago)

You definitely need a lawyer who specializes in mineral rights and oil/gas issues to sort this out, because if those wells are active and you own the rights, you might be owed money. Don't sell until you get this cleared up, because it could be worth a lot more than you think.

Loodmy Jacques
Loodmy Jacques04-13-2026 (17 hours ago)

The new NAR rules require agents to have a written agreement before showing properties, but they can use a simple one-time showing agreement just for that open house, not a full buyer representation contract. If they're pressuring you to sign a long-term exclusive agreement just to walk through, that's pushy and you can say no or find another agent.

Is a bathtub a home requirement?

Asked by Glady Udelhofen | 50401 | 04-08-2026

Loodmy Jacques
Loodmy Jacques04-13-2026 (17 hours ago)

You can do it, but know that not having a bathtub can turn off buyers with young kids, which might shrink your buyer pool a bit when you sell. If it's your forever home or you need the accessibility, go for it, just be aware of the trade-off.