Answers by LeAnn Terry

Hello! Homes under $300K are extremely rare in San Jose/Santa Clara County due to high market prices. At that budget and a $1,500/month mortgage, you may only qualify for certain condos, mobile homes, or need to consider affordable housing programs. Income limits, age, and asset restrictions may apply for those programs. I recommend speaking with a local lender and real estate agent (I'm happy to help) to explore options like BMR (Below Market Rate) housing or senior-specific programs.