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Josh Starner

Answers by Josh Starner

1 answers · 5 pts

Can I tap into my 401k for a down payment?

Asked by Trina Monte | Alabaster, AL | 03-17-2026

Josh Starner
Josh Starner03-17-2026 (3 weeks ago)

Absolutely, I have done this to buy 2 of my investment properties, generally you can borrow up to half you vested balance or 50K whichever is less. Talk to your financial advisor first while this may be the cheapest money you can borrow since you pay yourself the interest as you pay yourself back (not the bank), you are going to miss any upswings in the market during the time that money is invested. Also, if you believe the market is bearish you would be protected against downside as well....