Answers by Joseph Ferrer

I would recommend speaking to the Broker about the situation.

Depends on who purchased the photos. If you plan to use the same agent, I would speak to them about it.

Are you talking about loan assumption or a mortgage wrap/subject to ? If its a wrap, its advised to speak to attorney about it. If its an assumption, speak to your lender about it.

The best way to beat a cash offer is to work with a lender that can get you through the underwriting process as quickly as possible.