Answers by John Meeker

If the appraisal came in $15K short, here’s how I’d handle it: 1. Split the difference (most likely outcome) Have both sides give a little. That’s how most of these get done. 2. Bring some cash If you love the house and it’s hard to replace, it might be worth it—but don’t let emotion push you too far. 3. Challenge the appraisal If something was missed, your agent can push back. Doesn’t always work, but worth a shot. 4. Get creative Credits, timing, or small concessions can help close the gap without changing the price much. Bottom line—this isn’t about winning or losing anymore. It’s about keeping a good deal together without overpaying. A good agent should be stepping in here and guiding this… not letting it fall apart over $15K.