Answers by George Gonzalez

Hello Carlos, yes a foreigner borrower can buy a home in the USA. There are a few ways they can qualify and it will all depend on whether they are purchasing an investment property or a second home.

Hello Carlos, an easy way to get this done is by performing a cash-out refinance, access the equity you have in your home and use those funds to either purchase or finance the new home you want to buy. There is also a lender i work with that provides you a bridge loan without having to refinance your current home and use those funds to purchase a new home.

Hello Carlos, depending on the mortgage program you qualify for, the minimum credit score most lenders look for is a 620.

Hello Carlos, if you are a first time homebuyer, there are programs available to you that only require 3-3.5% down.