Answers by Erik Green

Hello, Looks like you may be questioning how long the actual appraisal inspection takes so you can plan your day. It will depend on the actual appraiser. I have had some do the inspection within 20-30 minutes and others take over an hour. Depending on the size of your home I would say in those timeframes.

Always have a professional home inspection completed. From there you can address any other issues on that report and do further investigations.

Hello, this really will depend on a few things such as the program and credit scores. There are FHA programs available with 3.5% down and many other conventional loans with as little as 3-5% down depending on qualifications. Keep in mind those lower down payments will have mortgage insurance tied to those programs in most cases. There are a few programs that offer lender paid mortgage insurance for in exchange for a higher interest rate, but you will want to ask your lender for options. Best of luck!