Answers by Chris McNatt

I would recommend letting you Insurance carrier know. The benefits is you have updated your policy to include your renovation and extra sq ft of finished area . Your down side may be a small insurance price increase due to the nice renovation. I feel the it beneficial for you to update .

I would recommend a home inspection although if it is a certain specific areas (HVAC, Roof, Structure etc) I would also hire a contractor with that expertise. Some inspectors suggest that in their reports , whereas some inspectors are certified in those areas . Do your homework as to who you hire and what the specialize in. Also like a lot of things in life “cheapest” isn’t always the route to go . Just my 2 cents .