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Alex Schafers

Answers by Alex Schafers

3 answers · 17 pts

Can I sell as-is if I still owe a lot on my mortgage?

Asked by Reagan M | Aurora, CO | 03-16-2026

Alex Schafers
Alex Schafers03-17-2026 (3 weeks ago)

Yes—you can sell your home “as-is,” but financing can be a hurdle. FHA, VA, and many conventional loans may require repairs if the roof or foundation has issues. That means some buyers won’t qualify. Your best options are cash buyers or those using rehab loans. Expect buyers to factor in risk and uncertainty, often discounting the price more than the actual repair costs. Pricing and positioning the home correctly is key to getting it sold. One thing to consider is to find a contractor that will do the work upfront and get paid out of the settlement statement(proceeds). This would be my recommendation to optimize sales price. Alex Schafers

Can I buy a house without a real estate agent?

Asked by Julia G | Kimberly, ID | 12-28-2022

Alex Schafers
Alex Schafers12-28-2022 (3 years ago)

Yes, you can. You would have to sign a disclosure saying you are unrepresented. Might not be the best idea to be unrepresented, especially if you do not have experience.

Alex Schafers
Alex Schafers12-28-2022 (3 years ago)

Contact a Realtor! They will guide you. Find a realtor that you trust!