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Tom McMurray loan officer

Tom McMurray

(14)
Karbon Financial
  • Loan Officer
  • 24 Years of Experience
  • Seal Beach, CA

About Tom McMurray

Tom McMurray is a top-rated mortgage broker in Southern California who has been helping families secure smarter home financing since 2001. With nearly 25 years of experience and a track record of thousands of successful closings, Tom specializes in simplifying the mortgage process and delivering personalized loan solutions for homebuyers, homeowners, and real estate investors. His career includes roles as a top-producing mortgage advisor and national sales leader for a major mortgage lender. Now, as an independent broker, Tom provides clients access to more than 100 wholesale lenders, ensuring competitive mortgage rates, fast approvals, and custom financing strategies tailored to each client. Tom has been recognized by Mortgage Executive Magazine, National Mortgage News, Scotsman Guide, and Los Angeles Magazine for his dedication to excellence. With over 300 verified 5-star reviews on Google, Zillow, Yelp, and LendingTree, he is known for delivering expert guidance, clear communication, and strong long-term relationships with clients, real estate partners, and his community. Whether you're a first-time buyer, upgrading your home, or refinancing, Tom McMurray is a trusted Southern California mortgage expert committed to helping you finance your next chapter with confidence.
Learn More About Tom McMurray

Languages

  • English

Credentials

LICENSE
NMLS - California - #39007
DRE - California - #02105227

Type of Properties Serviced

  • Multi-family home
  • Condominium
  • Townhome
  • Single family home

Type of Loans Offered

  • Home equity
  • Property refinance
  • Property purchase

Loan Options Offered

  • Construction to permanent financing
  • Bridge loan / Gap financing
  • USDA loan
  • FHA loan
  • Adjustable rate loan
  • Renovation Loans
  • Jumbo loan
  • VA loan
  • Interest only mortgage
  • Fixed rate loan
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14 Reviews

Keno13queen

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Tom is the numbers guy. He gets things done quickly and professionally. I found Tom after dealing with a couple of charlatan brokers. Within 2 days Tom told me exactly how much i qualified for and within a couple of months i purchased my home. I am very blessed to have found Tom and I plan on working with him in the future.

Peter

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

I have had Tom and his teams helped us two houses now. They embody the word professionalism. On many different occasions Tom has gone above and beyond to make sure all parties are satisfied well after the 5 o'clock bell has rang. I highly suggest Tom and his family. PB

Craigwilliams32

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

My mortgage refinance experience with Tom was fast, smooth, and easy. Tom and his team stayed in constant communication throughout the entire process.

T87heaven

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

We contacted Tom and his team for a refi to lower our PMI. They were very responsive, showed us the options and recommended one that was best for our situation. We had used them 2 years prior for our original purchase.

Msanson3064

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Smooth transaction, I am completely satisfied with guaranteed rate. Thank you Tom and team for msking a home owner. Great job I will recommend guarantee rate to anyone

Location

Seal Beach, CA 90740

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