Michael Vittatoe

I'm a Partner and Senior Loan Officer with 1st Advantage Mortgage, serving homebuyers and homeowners North Carolina & South Carolina. With years of experience in both purchase and refinance lending, I'm committed to making the mortgage process simple, transparent, and tailored to each borrower's needs. I specialize in helping families in our surrounding areas find the right mortgage program--whether it's an FHA loan for first-time buyers, a VA loan for veterans, or a refinance option to lower monthly payments. My local knowledge and dedication to customer service have earned me a reputation for providing clear guidance and competitive rates that national lenders often overlook in smaller markets. At 1st Advantage Mortgage, I ensure every client receives personalized solutions, fast pre-approvals, and support at every step of the journey to homeownership.