Julian Avila

My name is Julian Avila and Im a loan officer with Guaranteed Rate I specialize in helping people secure financing for their home purchases and refinances I know that as a real estate professional you have a lot of demands on your time and resources Thats why Im here today to make the financing process as smooth and stress free as possible for you and your clients I offer a range of loan options including conventional FHA VA Conventional Non QM loans Bank Statement Program 1099 DSCR Foreign Nationals Hometown Heroes Program I also have programs for first time homebuyers and homeowners looking to refinance their current mortgageIf you or anyone you know is in need of a mortgage please dont hesitate to reach out to me Id be happy to answer any questions and provide you with a personalized loan recommendationIf you or anyone you know is in need of a mortgage please dont hesitate to reach out to me Id be happy to answer any questions and provide you with a personalized loan recommendationoPrograms we offer oConventionaloFHAoVA If you have any loan that does not fit conventional guidelines please always give me a call or email our goal is to help you turn tricky scenarios into successful purchase transactions o12 month bank statement program or 24 month program for self employed borrowersoTwo years 1099 programoDSCR Program allows your investors to qualify for the loan based on the rental income of the subject property No income documents are requiredoITIN programs are back please inquire for specificsoNon warrantable condos allowed up to 75 LTVoHometown HEROES ProgramoForeign nationalsoHELOCSo2nd MortgagesoCommercialoAsset depletion or asset qualifier program for asset rich borrowers we qualify the borrower on their liquid assets and not incomeoJumbooOne Year full doc program borrower must have 5yrs experience on the same industry to qualifyoBankruptcy and foreclosure seasoning as little as 24 monthsoCondotels case by caseoIf the borrower wants to close in name of LLC for investment properties we can do thatIf you have any clients who are in need of financing please dont hesitate to refer them to me Id be happy to answer any questions and provide them with a personalized loan recommendation Thanks for considering Guaranteed Rate for your clients financing needs I look forward to working with you