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Billy Babcock loan officer

Billy Babcock

(3)
CrossCountry Mortgage
  • Loan Officer
  • 24 Years of Experience
  • Walnut Creek, CA

About Billy Babcock

Hi, I'm Billy, and in the mortgage industry, the most important thing is to communicate effectively. Whether you prefer email, text, or phone calls, my team and I will provide you with direction and answer your questions in the way you prefer. We take pride in explaining loan terms, presenting various options, and having access to dozens of investors across the U.S., ensuring you get the loan that's right for you. From first-time homebuyers to seasoned investors, we provide great communication and well-presented options so you can make an informed decision. I began my career in lending shortly after graduating Magna Cum Laude from Cal State Sacramento in 2002. Over the years, I've accumulated a wealth of knowledge, and I've learned that in the world of lending, the only constant is change. At the Walnut Creek, CA branch of America's #1 Retail Mortgage Lender, my team and I strive for a smooth process and are dedicated to improving the human spirit through our work. We love what we do, and it shows! I have nothing but 5 star reviews totaling just under 100 they can be found here www.BillyBsReviews.com Education is super important and I have a wealth of online resources. Learn more about being a homeowner and read my blog www.BillyBsBlog.com Want to know more about me? Visit my website www.BillyBabcock.com
Learn More About Billy Babcock

Languages

  • English

Credentials

LICENSE
NMLS - California - #90399
NMLS - California - #90399
NMLS - California - #90399

Type of Properties Serviced

  • Commercial Property
  • Multi-family home
  • Manufactured or mobile home
  • Condominium
  • Townhome
  • Single family home

Type of Loans Offered

  • Reverse mortgage
  • Home equity
  • Property refinance
  • Property purchase

Loan Options Offered

  • Construction to permanent financing
  • Bridge loan / Gap financing
  • USDA loan
  • FHA loan
  • Adjustable rate loan
  • Renovation Loans
  • Jumbo loan
  • VA loan
  • Interest only mortgage
  • Fixed rate loan
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3 Reviews

David

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Where to start- Billy is the best! To say our situation was complex is an understatement, but Billy worked with us to figure out how we could make our dream home a reality (in a matter of days). I lost count of how many times he ran numbers and scenarios with us or patiently explained something for the 100th time. I’m sure Billy has several clients at any given time, but you wouldn’t know it. He is responsive, attentive, available and committed. This was our second home purchase and our experience was night and day. We did not work with Billy for our first home purchase and, despite it being a pretty average loan, the underwriting process was so painfully tedious! Our second experience was much more complex given what we were trying to achieve, but Billy made sure it was organized and helped clarify information with the underwriters when our loan was in jeopardy. I should also mentioned that, in addition to being amazing at what he does, Billy is genuine and wants the best for his clients. Every time we talked to him (and it was A LOT- sorry Billy) it felt like we were chatting with a friend. We closed about a month ago, but he has reached out a couple times to see how things are and make sure we know he is still available should any questions come up. We are settling into our dream home now and so grateful to Billy and his team.

Heather97878

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

Five friends and I made a pact a year ago to buy a house together. After looking for 8 months, we found a promising house and discovered that the mortgage broker we were using had not been giving us enough information to move on the house. We immediately started looking for a new lender and were referred to Billy. He was amazing. From the patience of arranging an initial in person meeting with 6 people to making sure that we could fax, snail mail, electronic sign, text at 7pm, or call four times in a row so he would pick up his cell phone, Billy and his team were everything I could have hoped for in helping us navigate a large tenants in common house purchase. He was available to us through four months of searching and when the perfect house appeared, he and his team held our hand the whole way and now we have our dream house with a loan that works for us. I could not have been more pleased to go through this process with Billy and his team. They have an amazing can do attitude that is backed up by research and open mindedness. I hope I never have to buy another house, but if we ever need to, or if we refinance or have other loan needs, we will definitely be going back to Billy.

Local Knowledge
Process Expertise
Responsiveness
Negotiation skills
zillowZillowVERIFIED

I had a unique situation that required a lot of patience on behalf of everyone involved. Throughout this learning process for me, Billy was there, always responsive, professional and with a positive outlook, Billy stayed on course and was able to deliver as promised. Thank you Billy for your patience, persistence, and professionalism, without you and the rest of the team involved I fear that the deal may have fallen through. I am happy that our paths crossed and would use you again in the future. Thanks again for everything!

Location

Walnut Creek, CA 94596

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Business Hours

Mon
08:30am - 05:00pm
Tue
08:30am - 05:00pm
Wed
08:30am - 05:00pm
Thu
08:30am - 05:00pm
Fri
08:30am - 05:00pm
Sat
Closed
Sun
Closed

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