Yana Parungao

1. Lower your monthly debts and make it a priority to pay off your credit card bills on time and in full each month, if possible. 2. Ensure you have readily available funds for the down payment and closing costs. 3. Create a list of your negotiables and non-negotiables to help you stay focused, as the process can be overwhelming. Take time to weigh factors such as location, your goals for this purchase, and your budget. 4. If you're planning to finance your home, it's crucial to get a pre-approval letter from a lender. This will give you a clear understanding of your budget and set realistic expectations for your home search. 5. Utilize the help of a real estate agent because buying a home can be emotional and overwhelming and a great agent can certainly guide you and help prepare you.

1. Consult a trusted real estate agent to help you set the right listing price based on market trends. 2. First impressions matter. Ensure the exterior is clean, well-maintained, and inviting. Simple improvements like landscaping, painting the front door, and adding fresh flowers can make a big impact. 3. Remove personal items, excess furniture, and clutter to help buyers visualize themselves in the space. Consider staging key areas (like the living room, kitchen, and primary bedroom) to highlight the home’s potential. 4. Address obvious issues like leaky faucets, chipped paint, or broken fixtures. A well-maintained home gives buyers confidence and can lead to stronger offers. 5. Invest in high-quality photography to showcase your home’s best features online. Work with your agent to create a strong online presence, including listings on popular platforms and social media.

First time home buyers

I am a first-generation immigrant in my family here in the United States, and my goal in entering real estate is to build generational wealth and help people who, like me, want to stay invested and build that generational wealth.