Service Areas
About Timothy Riordan
Most people know Tim Riordan as the high-energy real estate strategist seen on HGTV's House Hunters, but his path to the top was forged through a challenge few could imagine.
In 2005, a traumatic workplace accident resulted in the amputation of Tim's left arm. What followed was a grueling period of recovery and soul-searching that ultimately revealed his true calling. Rather than retreat, Tim leaned into a new vision: transforming the neglected landscapes of Western New York. In 2007, he tackled his first project-a 6,000-square-foot, six-unit "eyesore" on Auburn Ave. He didn't just renovate a building; he anchored a neighborhood, turning a hotspot for crime into a high-standard residence for the community.
That "crash course" in renovation and grit became the foundation of The Tim Riordan Team.
By 2012, Tim was selling a home every five days-ten times the industry average. Realizing that a solo agent couldn't provide the world-class experience his clients deserved, he pioneered the "Team" model in WNY, aligning with Keller Williams to bring cutting-edge marketing and specialized roles to the local market.
Today, Tim and his team are known for "Disrupting the Status Quo." Whether he is negotiating a luxury estate in Spaulding Lake or helping a first-time seller maximize their profit through aggressive digital marketing, Tim brings the same undeterred spirit that defined his recovery. He doesn't just sell houses; he delivers a life-by-design for his clients, backed by 17 years of experience and over $160M in career sales.
OTHER LANGUAGES
HOBBIES/INTEREST
FAMILY
Credentials
LICENSE
Specialties
- Buyer's Agent
- Investment Properties
- Listing Agent
- Luxury Specialist
- New Construction
- Relocation
- Rentals
- Vacation / Short-term Rentals
Awards
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2026
TOP AGENT
Getzville, NY
2026
TOP AGENT
East Amherst, NY
Answered Questions
Buying a duplex with a friend is a great move, but you have to treat it like a business to prevent the friendship from going sideways. The "legal nightmare" fix is simple: hold title as Tenants in Common. This allows you to own specific shares rather than being lumped together. The most important step is a Co-Ownership Agreement. Think of it as a "house prenup" that spells out exactly how a buyout works, who pays for a new roof, and what happens if one of you wants out in three years. Get the "what-ifs" in writing now while you're still on good terms!
The buydown is usually better if you need lower monthly payments now to ease into the home. You have to qualify for the full rate upfront and if rates haven't dropped by year 3, your payment simply hits that original locked-in rate. As an example- a $10k price cut might save you $60 a month, but a 2-1 buydown could save you $400+ a month in year one. If you plan to refinance within 2-3 years anyway, take the buydown.
The short answer is no. Most mortgages are "non-assumable," meaning they are tied to the specific house, not you. When you sell the home, that 2021 rate disappears. Many homeowners in your shoes are keeping the 2021 house as a rental if possible. Holding that 3% rate as a landlord is often the best way to build long-term wealth. If your low payment allows for positive cash flow, you can use that income to help offset the higher rate on your next move-up home.
Most lenders do not count 401k loan payments toward your Debt-to-Income (DTI) ratio. Since you're technically paying yourself back, underwriters generally view it as a move of your own assets rather than a new monthly debt like a car loan. If this $20k is the only thing standing between you and a home that will appreciate, it can be a smart bridge!
The short answer is no, until the deed is recorded and the keys are in your hand, you have no legal right to use that address or the mailbox. If you don't want rent a P.O. Box, you could use what's called general delivery. USPS allows you to send mail to a specific post office under your name via General Delivery for up to 30 days. Hope that helps!
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