Tammy Minor

1.Get pre qualified 2.Work with a qualified professional Realtor 3.Know the amount of money you will need for the transaction i.e.: down payment FHA 3.5% Conventional 5 % 10%and 20% VA 0% ,Survey average around $500, Inspections $500-700

1.Price it right from the start . I will help price your home based on comparable homes that sold recently in your area. 2.Declutter and deep clean 3.Fix the little stuff. Buyers notice these things and think "if they didn't fix this what else didn't they fix?" 4.Curb appeal is a big deal. 5.Stage it even if just a little. 6.Professional photos area must 7.Be Honest on your sellers disclosure 8.Be flexible with showings 9.Let go emotionally so you can move on physically

I started working in Real Estate back in 2007 and finding people just the right home is my passion. Over the years , I've had the pleasure of working with first time buyers, growing families moving up ,and empty nesters looking to right size their homes for their next chapter. Whether you are buying your very first place, needing more space or ready to simplify your life a bit-I am here with honest advice and plenty of know -how, and the right amount of sass to keep things fun.

One of my most rewarding recent experiences was helping a single mom and Navy Veteran find her very first home here in Florida. She had a big vision - a home with enough land for a future horse, room to grow her family, and no HOA headaches, all while staying with in a budget. We worked together for about a year, during which she focused on improving her credit while I kept searching for the right property. Her wish list was clear : a good location near her job, a spacious yard, and a neighborhood where homeowners took pride in their properties- without HOA calling the shots. In the end ,we found the perfect fit: a home close to her work, a big back yard with space for her future horse and plenty of room for her growing family . Helping her achieve this goal was a reminder of why I love what I do-turning big dreams into real addresses.

Before becoming a Realtor, I worked in hospitality at five star resorts in Arizona, where I learned the art of top tier service and putting people first. When my family moved to St Augustine Fl. I quickly realized that while this beautiful town didn't have the big name resorts I was used to -it had heart and charm, and community. As my kids got older, I knew it was time to start the next chapter of my career. I had always been told, "You'd make a great Realtor-you really care about people! "And they were right . My passion has always been about helping others, listening well ,and going the extra mile to make sure people feel seen, supported, and taken care of. Real estate became a perfect fit -a career where I could combine my love of service with my love of helping people find a new home. Whether you are buying or selling, I bring genuine care, local knowledge, and just the right mix of hustle and heart.

At my brokerage ,ongoing education is a top priority. We have training classes every month to keep our skills sharp, and when there are major updates-like new laws or contract changes -we don't miss a beat. We had classes daily to make sure we fully understood every detail. Thanks to a broker who is committed to keeping us informed, I stay up to date on the latest rules ,tools, and best practices to protect my clients and help them make smart moves with confidence.