Service Areas
About Mary Ann Miller
OTHER LANGUAGES
Credentials
LICENSE
Designation
Real Estate Investing
Licensed Realtor
REALTOR
Awards
-
2026
TOP AGENT
Fort Walton Beach, FL
2026
TOP AGENT
Mary Esther, FL
Other Awards
RE/MAX Hall of Fame
Real Estate Investing
Licensed Realtor
REALTOR
2026
Fort Walton Beach, FL
2026
Mary Esther, FL
RE/MAX Hall of Fame
Mary Ann made a long shot happen & our dream come true. She?s very pleasant and positive to work with. Gave excellent advice & encouragement every step of the way. She contacted seller to get answers to all our questions. Met with us to address our concerns whenever we needed more information.
Mary Ann did an outstanding job selling our condo. It sold within a week and it sold over the asking price. She was very professional and knowledgeable. Would highly recommend Mary Ann for your real estate needs.
I absolutely loved working with Mary Ann (and Kelsey too) to purchase our retirement home. We began the process almost a year ago with some phone calls and virtual tours after I saw a listing on Zillow, but my mother became ill and pushed our search to a back burner. When we were ready to begin again, Mary Ann picked right up where we left off and quickly helped us get to speed on current market conditions. I flew in from Iowa and the next day, she had several listings scheduled for viewings including one that had just come on market; not for long as we put in an offer that same day which was accepted. Mary Ann bent over backwards to work with us over a prolonged search -- I cant imagine anyone else doing the same. Then when I had to return to Iowa, Mary Ann and Kelsey went above and beyond representing us at closing, at walk thru, greeting the inspector, meeting with the current tenent, etc. It had been almost 40 years since we bought a house and the first time we had bought a house out of state -- Mary Ann and her firm were so helpful guiding us thru the process and getting us our dream retirement home,
Mary Ann Miller and her partner Kelsey have been very helpful in purchasing this home, and before that they were helpful in showing me properties I was interested in looking at. Since I lived hundreds of miles away, they also arranged many inspections and repair estimates. She also threw a party to celebrate our new home after we closed on the sale. After the sale, Mary Ann has continued to be helpful by letting vendors into the home to provide services. She even noticed that the air conditioning was not on and that it was getting very hot inside, and she got me the name and phone number of the company that had installed all three HVAC units last year. Mary Ann has always been my primary contact, but she and her partner, Kelsey, have both been wonderful and extremely helpful.
I will try my hardest to express how amazing my purchasing experience was with Mary Ann Miller, however, I doubt I can articulate it fully. Mary Ann was everything you would hope for in a realtor. Not only is she knowledgably, responsive, skilled, and an expert in her field: she has an amazing personality too! I was able to find my home in less than a week and outbid several offers (without overbidding or going over budget) due to her guidance. She had my back at all times reviewing contracts and would call to follow up on all tasks. She was always available for all of my questions and concerns and gave easy to follow instruction and guidance. Her office staff was so pleasant and helpful. She was in constant contact with my finance company as well as with the sellers realtor to make sure that I was not under stress or over tasked. She took full leadership in supporting me through what can be a stressful process and made it look effortless. I recommend her 10 out of 10!
Mary Ann was quick to respond and helped make this process very smooth. We are very happy with our new condo which she found for us off the market. She was very knowledgeable about the area and was able to assist us with finding a good location for living and travel to work. We couldn?t be happier!
About a year ago we were leaving the Breakers Okaloosa Island. I stopped by Remax realty and met Many Ann Miller, we told her we had been vacationing there for years and we were interested in purchasing a condo. Mary Ann worked with us for a year till we got the perfect place. Held our hands through the entire process and has continued to help us after the closing. Mary Ann has a huge network of people to help close the deal.
Mary Ann went above and beyond what is expected from a real estate agent. This is the third real estate transaction we?ve done in the last six months and Mary Ann?s performance was heads above the rest. She was a friend to us during the process, holding our best interest in mind, following through with our requests and wishes seamlessly. We could nor recommend her anymore highly!
Mary Ann was literally a God-send. I found her through Zillow after having a bad experience with a previous realtor and her assistant Kelsey responded to my inquiry right away. From then on her and Kelsey were one perfectly well oiled machine, responding quickly to each home I told them I was interested in and signing me up for the MLS so I could browse homes that may not be posted on Zillow. We had some craziness with our appraisal and Mary Ann kept us encouraged and made sure that the process went forward as quickly as possible. Also, we were buying from out of state which was nerve wrecking but Mary Ann was honest about every home & the neighborhoods they were in so we could make a well rounded decision. I absolutely recommend Mary Ann and her team to help you in your home buying process. She?s made this entire experience so exciting and enjoyable and now we have our perfect home.
I have never sold a home before and Mary Ann Miller just picked it up and took over! It was an awesome experience. Most important to us is that she found a buyer that my parents would be so happy to have their home making new memories.
We just adored MaryAnn and her assistant Kelsey! We never had to wait for a response to any conceivable question we had. (and we had so many!) She was extremely helpful with the entire process from start to finish and beyond! We always felt well taken care of and that she had our best interests in mind at all times. She has so much knowledge of the area for any and all of new homeowner needs, youll never be at a loss to find anything. Highly recommend MaryAnn and Kelsey - they set the bar alot higher for us with realtors!!!
Unlike previous relators she really worked for me the buyer. She cared and worked her best and gave 100%. I was impressed with her responsiveness. She found me a place in a day and helped arrange everything quickly.
If you want the best Realtor on the Gulf Coast, then choose Mary Ann Miller. Shes the real deal! With her experience and expertise, she will provide the best service available. There was no detail left unattended or unaddressed throughout the purchase of our property. Mary Ann and her assistant Kelsey are prompt, professional, and go the extra mile to make the process as seamless as possible. We could not be happier. Not only are they the best in the business, they are just great people.
Mary Ann was amazing! Her experience and knowledge about the Fort Walton area made us very comfortable and confident working with her in finding a condo to call our own. Once we found one we liked, she set us up with a great finance person to help with financing and walked us through the entire purchasing process! Her follow up was timely and when we hit a roadblock that jeopardized our closing date she was relentless in pushing the appropriate parties to allow us to close on time! We highly recommend Mary Ann and look forward to working with her again on our next home purchase!
Mary Ann Miller has helped me with the purchase of 2 homes and the sale of one. She works hard and is a great listener and communicator. All 3 transactions were handled smoothly and very professionally. I would highly recommend Mary Ann Miller to help with the purchase or sale of your property. M. Dawson
Mary Ann Miller was my agent she was wonderful in one week she sold my home. She new I had to sell quickly in order to buy the home I wanted down south. I cant thank her enough for her determination to help me. I recommend her highly she was wonderful.
Mary Ann is amazing. The process was so easy when we decided to buy and sell our home with Ms. Miller. She has great response time and is very efficient. It really was a pleasure doing business.
Mary Ann and her assistant Kelsey were great to work with and more than helpful. They were able to help arrange everything we needed for the closing including recommending a very thorough home inspector.
I cannot put into words how thankful I am to have worked with Mary Ann Miller and her associate Kelsey McCamant on helping me sell my home. From the very beginning they were on top of everything. They came over to inspect the property to let me know what improvements needed to be made in order to get the best value. As a result, I was able to get a contract that was over my asking price. They guided me through the entire process in a professional manner. In addition, to their professionalism and attention to detail, they brought personality and humor, which made it easier and awesome to work with. I?m very blessed and grateful to have worked with Mary Ann and Kelsey. I couldn?t have done it without them and would be happy to recommend them to anyone.
When my husband got a job in Fort Walton Beach, it meant we would be moving from New Hampshire to Florida. I went online and started reading reviews on realtors there and that is where I read about Mary Ann Miller. All of the reviews on her sounded too good to be true, but it turns out they were right on point! Mary Ann and Kelsey are an amazing team. Mary Ann first showed us houses in Fort Walton Beach in December of 2018 so that we could get a feel for the area that we would be moving to the following May. She was delightful and knowledgeable. Throughout the six months we had many questions and concerns that she guided us patiently through. When it was time for us to purchase, we had a two day time frame, and she lined up all of the houses for us to see during that time. As she and Kelsey showed us houses they were pleasant to spend time with, honest and observant. They were able to answer all of our many questions. They advised us against a couple of the houses on our list based on information that we would have had no way of knowing, and possibly saved us from making a decision we would have regretted down the line. When we were driving and spotted a house we were interested in seeing, they put everything else on hold and contacted the listing agent for that house so we could see it right then! When we found the perfect house, Mary Ann suggested an offer price, and our offer was accepted. Mary Ann was able to pull all of the paperwork together before we left a day later, making sure everything was in place before we flew back to NH. Mary Ann represented us during home inspection when we couldn?t be there and kept us organized through the entire purchase process. She answered every email, phone call and text promptly. She found the best home insurance quote and provided names and numbers for the area?s utilities. She even sent us reminders, such as to make sure the closing company knew we would be closing on the house from NH and would need to have the documents overnighted to us in NH. We were unable to be there for the 24 hour walk-through, so Kelsey stood in for us and kept the house key until we could travel down from NH a few days later. The entire team of people who worked with us, recommended by Mary Ann, were nothing short of highly professional, courteous, patient and efficient, including the lender, the title company and the home inspector. Throughout the entire process, we were made to feel that we were the only people who they were working with! If we ever purchase or sell a home, I will be looking for Mary Ann, Kelsey and their team to walk with us through that process.
Mary Ann is a well established professional in this market. That becomes increasingly important as you face challenges during the process. Every subject matter expert she brought into the process elevated the professionalism of the journey. This can be a stressful process, so its important to have the person who is best equipped to see you through the storms. Mary Ann, her staff, and those she associates with are exactly what every buyer needs in their corner to calm the storm. She also made genuine connections with my children. I highly recommend Mary Ann Miller and her entire team of support
It was a blast working with these two wonderful ladies! They?re always there to answer my questions (and I have A Lot if questions lol). Mary Ann and Kelsey are both sweet, helpful and honest! They helped me on my last property, and I?m here looking for many more, looking forward working with them again!
Mary Ann and her assistant, Kelsey, have gone above and beyond in our process of purchasing a gulf front condo! This is the second condo that theyve helped us acquire within the last year and they made the entire process a breeze. We wouldnt work with anybody else!
Mary Ann was extremely helpful to us in finding our new home. She was always super prompt, very knowledgeable about the real estate market in this area, and once she helped us find the perfect house - made sure our real estate transaction took place without any issues at all. Mary Anns experience and roots in the area, combined with Kelseys technical savvy make for a very effective and competent team. Most of this review is about how capable and helpful Mary Ann was to deal with for our real estate needs, but on top of that, Mary Ann is a very sweet, personable lady who is just a joy to deal with. Youll be fortunate to have Mary Ann represent you for your real estate needs.
Mary Ann Miller was my realtor for both a property purchase and a property sale. Throughout both processes she was a consummate professional. Mary Ann was timely, knowledgeable, and made the whole experience very user friendly. I would highly recommend her to anyone looking to buy or sell!
My fiance and I are working with Mary Ann to help find us the perfect first home in the Fort Walton Beach area. She is consistent in keeping in contact with us, sending us listings that match our criteria, answering all our questions, and above all, being patient with us to make sure we get exactly what we want and understand the home buying process. She?s incredibly knowledgeable and couldn?t have asked for a better realtor!! We will tell all of our friends to go to Mary Ann if they?re looking to buy or sell!
MaryAnn was a delight to work with. She was alway there for me, answering my calls, questions & concerns. We got along so well that I consider her a friend.
Mary Ann is located on Okaloosa Island in Fort Walton Beach, so she is very knowledgeable about the real estate there. We highly recommend her! It was a very easy and stress free closing.
We couldn't be more pleased with all that Mary Ann & her assistant did to help us find and purchase our house on the water! Mary Ann has been helping us look since the fall of 2017. We highly reccoment her.
We couldnt be more pleased with all that Mary Ann & her assistant did to help us find and purchase our house on the water! Mary Ann has been helping us look since the fall of 2017. We highly reccoment her.
Mary Ann was great! She was extremely helpful throughout the entire process! Easily one of the most enjoyable purchasing processes I have ever had! I can?t recommend her highly enough!
We contacted Mary Ann a few days after the property was listed and throughout the entire process she worked tirelessly with the mortgage company and title company to see our purchase through. She made sure any contractors that needed access for the upgrades we needed had full access. We could not be happier or recommend her more. She even allowed us to bring our 2 annoying barking dogs to the closing! We plan to move down in 5 years and guess who our agent will be? David and Olga
Awesome job wouldn?t have wanted to work with anyone else. She drove me around for a couple days just looking at anything and everything I wanted to see and could find. She was easy to get in contact with and very sweet. Again I wouldn?t go with anyone else.
Margery and I would like to personally thank our friend and realtor Mary Ann Miller for the most efficient and pain free sale and transfer of property weve ever experienced. She was always ahead of the action in anticipating and answering before they became a problem. Sale and closing were accomplished at asking price in less than a month. We would HIGHLY recommend Mary Ann for any of your real estate needs. Thanks Mary Ann and Kelsey!
After an unhappy experience with my initial listing agent, I noticed that Mary Ann was well reviewed on the Zillow website. I listed with her. She and her assistant were great. We made several improvements to the property which helped it to sell quickly at the asking price. Mary Ann is the best. I recommend her without reservation. A+
Mary Ann Miller is an excellent realtor who was able to guide me through home buying process from start to finish. Very responsive through email, phone calls and text messages. She was physically there for walk thru and home inspections before and after. Meet deadlines and closing date on timely matter. Provide great connection with different resources and agencies in order to complete loan mortgage requirements. Overall great experience working with her and highly recommended.
Mary Ann was wonderful! I contacted her just a few days before arriving in Ft. Walton and told her what we would like to see. She had 6 places lined up for us. All on the same day so we had time to look at them and then think it over. We only had a few days in the area so I really appreciated her making the appointments for the same day. She was friendly, knowledgeable and just all around great agent. I will certainly use her when/if we purchase.
Mary Ann is beyond awesome to work with! she was extremely helpful in my search for a place to call home. She had everything prepared for our property tours and was always quick to respond to my inquiries. Having someone like Mary Ann that is so knowledgeable and trustworthy help in the search for my forever home has been a great experience. Im still looking and she has been so patient with me. Mary Ann is the only realtor I will use and I recommend her to anyone looking to buy or sell so they can experience the peace of mind that comes with having an expert like her on your side.
In selling my house Mary Ann kept in contact with me on a daily basis, took care of a lot miscellaneous tasks that needed to be done, and it was sold in less then six weeks. I highly recommend her services.
We bought a house in Mary Esther while still living in Indiana,frankly we couldnt have done this without her.I retired and we sold our house fastbut then we had to buy one in fl. fast.We prepared for the worst.Mary ann went out and looked at rentals for us in case a house we wanted didnt come on the market.She really went above and beyond.luckly we got our house and she still calls and checks that all is well.Ive used many realtors but none has ever been like her.Top notch!
Awesome experience! I am a retired military officer and lived out of state, so I hired Mary Ann to be my ?boots on ground?. When she found the perfect property for me, I drove to Fort Walton Beach and she let me stay in her personal accommodations for the time being!! Mary Ann helped me purchase my brand new home that had the floor plan I asked for and the space in the back yard for a pool. Additionally, she worked with the builder to even acquire the lot next door at no additional cost!! Mary Ann was always so personable and friendly. She?s truely a blue chip in the industry and a honest, hard working, beautiful person!!! I will recommend her to anyone I meet that is looking to buy or sell in this area!!!!
Our home purchase was made easy with Mary Anns Help and Experience and knowledge of the Area. Her website helped us as we began our search online, and then when we arrived in state to view the ones that we were interested in, She spent the full day with us to check them all out in person. From start to finish she was very helpful in our search.
Mary Ann was great and really a one stop shop. My wife and I were out-of-towners and she set everything up so we could look at a number of condos and homes in one weekend. We found the one for us and helped us through the process. She seemed to always have someone available and took great care of us whether it was insurance, mortgage, Condo management, or any other service we needed. Helped smooth over a few last minute closing issues. She has a great right hand person in Chelsea as well. We will definitely use her/them again.
Thanks to Mary Ann ( and her staff) we were able to sell our property quickly. She worked quickly to find all the resources we needed to prepare our property for sale. She went out of her way, any hour to help us with our needs. Her knowledge of the area and market trends gave us confidence and success. We hope to do more business in the future with Mary Ann. Best agent we have ever worked with. Thank you Mary Ann!
Mary Ann made the home buying process easy for my wife and I! I saw she was highly rated on Zillow and decided to contact her. She recommended a local lender which made the process go smoothly. We trusted her experience to guide us on making an offer on the house we wanted. Everything worked out and we were able to close within a month of viewing the property! Thanks Mary Ann
We had a great experience with Mary Ann as our selling agent. She was very easy to work with, and we got our property sold quickly. She gave us good advice throughout the process and made sure we understood every step.
We had to be quick with the home buying process and Mary Ann was the most helpful with this. She is quick and very kind. She was also aggressive with closing and got us the best price and allowed us to close on a fast timeline.
I moved from Georgia to Florida. Mary Ann was so friendly and helpful the minute I met her to look at houses. She had a folder with houses and information about each neighborhood. Mary Ann spent the whole day showing me around and met with me the next day and week as well!! I highly recommend using her as your realtor!! She not only is great, she knows the area and she is so kindhearted!
My home buying process was smooth and easy with Mary Ann and her team. They set me up for success with my dream of owning on the water early on by showing me many different properties. She was always prompt at getting back with me on any questions, setting me up with others needed in the process, i.e. My mortgage lender and insurance agency. I would work with her in the future either buying again, selling or renting. She made everything too easy!
Mary Ann Miller created a fantastic posting for my condo that really stood out on the Internet. She took beautiful pictures, made a video and wrote an informative description. The posting got a lot of hits and brought in prospective buyers in a very competitive buyers market. Mary Ann is an experienced realtor with local knowledge. She always responded promptly to my requests and helped me get the best price for my condo.
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