Lisa Bolanos, JD

That's a great question given the national Association of realtors settlement on Friday. It has traditionally been included with the commission. I personally always provide listing photos from my clients.

You should always have insurance on your home. I live in a resort community and we have many short term rentals, or just vacation homes. What happens if while your house is being marketed for sale, it burns down, or someone slips and falls? you're going be on the hook, out of your pocket.

A quick clam deed just relates to the title. If both of you were on the mortgage, you are both equally responsible for it. What I have seen happen, is that generally with the proceeds, both parties come to some kind of an agreement as to what should be paid to whom.

Typically, depending on the state that you live in, there are escrow fees, title fees, notary fees, commissions, any unpaid, taxes, etc. You should always request a net sheet so that you have an idea of what you will walk away with.