Lara Gabriele

Former Senior Mortgage Underwriter turned Poway & San Marcos Realtor. I know what lenders look for, so your offer and your financing hold up.

I'm Lara Gabriele with eXp Luxury, and I've spent more than 20 years on both sides of the home buying process. I started my career in 2002 as a mortgage underwriter, eventually becoming a Senior Underwriter, where my job was deciding whether a loan file made it to closing. In 2009, I brought that experience into real estate, and I've been helping buyers and sellers ever since.

That background changes how I work. I know what underwriters scrutinize, where deals quietly fall apart, and how to structure an offer so it's both competitive and financeable. Sellers get help judging which offers will actually close. Buyers get a stronger position and fewer surprises between contract and keys.

I serve homeowners and buyers throughout Poway and San Marcos, from established neighborhoods to luxury properties. Whether you're buying your first home, moving up, or selling a home you love, my goal is a smooth, confident transaction from the first conversation to closing day.

If you want an agent who understands the numbers behind the deal as well as the home itself, I'd love to talk.